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Buy Visitor Insurance for Parents Visiting USA

Visitor Guard® offers reliable and affordable visitor insurance for parents visiting USA and parents traveling outside the home country. Our insurance plan covers all their medical, baggage loss, urgent care visits, and trip cancellations while visiting the United States. If you are planning to bring your parents to USA, we recommend you to buy a visitor insurance plan to protect your parents trip from unwanted expenses.

Health Insurance for Parents Visiting the US

Visitor Insurance for Parents is an insurance plan that gives coverage for parents traveling to the USA and overseas. Visitors Insurance for Parents is also known as Health Insurance for Parents Visiting the US, travel insurance for parents.

Visitor Insurance for Parents

Visitor Guard® offers various comprehensive and affordable insurance plans to look after your parents or family members while they travel to USA and help avoid unnecessary exorbitant expenses just because of unforeseen circumstances. We provide financial protection to cover parents, relatives, and family members against medical expenses, travel emergencies, or thefts while visiting the country to ensure safe and secured travel.

Best visitor insurance for parents visiting USA

Visitor Guard® has some popular comprehensive and limited plans for parents coming to the US and in any countries which is outside their home country. Safe Travel USA Comprehensive, Patriot Travel, and Atlas America are some favored comprehensive plans. In contrast, Safe Travel Elite, and Visitors Care Insurance are plans with fixed benefits. Depending on your parents’ length of stay, medical history, age, medical coverage required and the premium you prefer to pay, you can choose a plan.

The following visitor insurance plans are the top rated and best health insurance for parents Visiting USA

1. Safe Travel USA Comprehensive - Best for Senior Parents Visiting the USA

Safe Travel USA Comprehensive is the best visitor insurance for parents visiting USA.

This plan provide medical coverage to individuals and families traveling to the USA from other countries. It covers the acute onset of pre-existing diseases within a predetermined limit. Within the PPO network, the plan covers up to 100% of the policy maximum for injuries or illness covered in the plan. Buy Safe Travel USA Comprehensive plan with us at a cheap price.

2. Atlas America Insurance - Best for Parents with pre-existing conditions

 It is known for its perfect mix of flexibility and dependability. This plan offers a wide range of deductibles from $0 to $5000 and policy maximums ranging from $50,000 to $2,000,000. So you get to choose the exact amounts that you need and are comfortable with. Atlas America Insurance also offers the acute onset of pre-existing conditions. You can ask for a refund or renew a plan if the traveling plan changes. It covers a large range of medical needs- including emergency medical evacuation, adventure sports, an act of evacuation, etc.  

3. Patriot America Plus  - Best Plan with 100% policy maximum

This policy offers up to 100% policy maximum for the acute onset of pre-existing conditions like the previous 2 plans. You can choose a policy maximum from $50,000 to $500,000. It provides the best support and service and is flexible to provide returns in case unforeseen changes of planning occur while traveling. Patriot America Plus is one of the most rated and best-selling plans in this category.

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Best Comprehensive Coverage Plans for Parents Visiting USA

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Safe Travel USA Comprehensive

$69 / mo For age 45 year with $50,000 plan and $250 deductible
  • Plan maximum limits ranging from $50,000 to $1 million
  • Deductible options from $0 to $5000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
  • Coverage for 1 episode of Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now
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Patriot America Plus

$71 / mo For age 45 year with $50,000 plan and $250 deductible
  • Plan maximum limits ranging from $50,000 to $1 million
  • Deductible options from $0 to $2,500
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now
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Atlas America

$80 / mo For age 45 year with $50,000 plan and $250 deductible
  • Plan maximum limits ranging from $50,000 to $2 million
  • Deductible options from $0 to $5,000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
  • Brochure
Purchase Now

Best Limited Benefit Plans for Visitors Insurance for Parents

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Visitors Care Insurance

$30 / mo For age 45 year with $50,000 plan and $100 deductible
  • Plan maximum limits ranging from $25,000 to $100,000
  • Deductible options of $0, $50, $100 (varies by age)
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for non-chronic Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now
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Safe Travels Elite

$30 / mo For age 45 year with $50,000 plan and $100 deductible
  • Plan maximum limits ranging from $25,000 to $170,000
  • Deductible options $0; For ages 79 to 89 yrs: $100, $200
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for 1 Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now
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Frequently Asked Questions about Travel Insurance for Parents Visiting USA

Can I get travel insurance for my parents visiting the USA?

Yes, you can get travel insurance for your parents visiting the US. Visitor Guard® has many fixed benefits and comprehensive plans for parents that cover medical and travel emergencies.

What type of insurance do my parents need for visiting the US?

You can consider either a Fixed or Comprehensive plan based on the amount of coverage and premium you are willing to pay. It is advisable to get a comprehensive insurance plan for your parents that offers coverage for eligible medical expenses, COVID-19, and acute onset of pre-existing conditions. Safe Travel USA Comprehensive, Atlas America, Patriot America, Diplomat Long Term, and Diplomat America are popular comprehensive insurance plans that you can purchase. However, the insurance policies with limited benefits like the Visitors care, Safe Travel Elite and Visit USA Budget come with certain pre-defined limits for the benefits and anything above this amount is  out of  your pocket.

My parents plan to stay at home most of the time. What kind of health insurance should I choose?

Illnesses and accidents can happen at any time. It really does not matter if parents will be staying at home or sightseeing. Having good travel insurance is always a good idea. You can select any comprehensive plan from us for the the entire duration of the trip. Make sure that the plan covers adequate medical and travel benefits along with COVID-19 protection and acute onset of pre-existing conditions.

Should I purchase different insurance policies for each parent?

You can purchase different policies for each parent or a single policy for both together. The premium really does not change if you have both parents on the same application or individual applications. Depending on the plan and the age of the parents, some plans might force you to complete individual applications. It is recommended to talk to our executive about how the process works. Also, if your parents have different travel dates you will have to complete individual applications.

Can I get health insurance for my parents in US?

Yes, you can easily get a health insurance policy for your parents coming to the US. They will not get coverage through government programs, but they can get coverage through US insurance providers. There are different plans designed for parents traveling to the US, which you can choose as per the nature of stay and medical requirements. No matter how long the stay, a comprehensive plan is always a better option to go with. If budget is a concern, fixed benefits are better options than not being covered at all. For any concerns or queries, do not hesitate to ask us. We will guide you and help you to find the right plan for your parents.

Benefits of health insurance for parents visiting usa

  1. Complete Healthcare Get your parents insured against any medical emergency, surgery, or Insurance for Pre Existing Conditions. 
  2. Baggage Loss Cover your bags to limit the loss of valuables and treasured personal belongings. 
  3. Trip Cancellation Cover your trip for any last-minute cancellations or curtailments to avoid huge monetary loss. 
  4. Covid-19 Protection  Coverall medical and hospitalization bills in case of Covid-19 infection while traveling. 
  5. Personal Accident Insure your parents against any unfortunate personal accident or emergency.

Why choose us for Visitors Insurance for Parents?

  1. Global Presence We offer special insurance services to parents from all around the world with our wide service online. 
  2. Instant Customer Assistance Get your hands on 24*7 quick and accurate customer service and support to solve all your queries and doubts in an instant. 
  3. Best Insurance Rates We provide the best competitive insurance rates for a hassle-free and smooth travel experience. 
  4. Expert Advice Get expert opinion, support, and assistance for your parents while traveling abroad to avoid any crisis. 
  5. Easy, Seamless Process Super easy, quick, and smooth process to help you purchase the best plan in no time.

Know about Travel Insurance for parents Visiting USA

If you’ve ever considered obtaining visitors medical insurance for parents visiting USA or traveling outside home country, you can be pleased to recognize that Visitor Guard® is offering an array of visitor insurance that are definitely suited to fill the needs of each and every family, regardless of where they come from in the world.

We offer comprehensive family protection including pre-existing conditions, non-travel coverage, and lower-cost premiums. Visitor Guard® is just a convenient way to save your money and enjoy your visit to the USA without any burden due to unexpected medical or travel expenses. We are the leading service provider for visitor insurance for parents in USA.

Visitor Guard® offers dependable Visitors Insurance for parents visiting the USA. Some comprehensive plans even offer trip insurance. Lost bag? Canceled trip? Be sure to read up on the coverage details to see if these travel-related issues are covered.

Best Visitor Insurance For Parents Visiting USA
Visitor Insurance For Parents From India

Best Visitors Insurance For Parents Visiting USA From India 

Visitor Guard® is a leading provider of comprehensive visitor insurance plans for Indian parents visiting the USA.  Indian parents visiting their kids in the USA get complete health insurance coverage, medical evacuation, treatment for injuries and diseases, and travel accident insurance to protect themselves.

Hands down, our visitor insurance from India is one of the best personal insurance covers for Indian parents visiting the USA. It offers comprehensive protection for legal expenses, lost baggage (even if stolen), and medical expenses.

Why Do You Need Visitors Insurance for Parents Visiting the USA?  

Having visitors insurance for parents traveling to the USA has some major benefits for you and your parents, like-

  • Your parents deserve to have high-quality medical treatment in case of an emergency.
  • Minor accidents and sudden illnesses take place all of a sudden. Having insurance can safeguard you from out-of-the-pocket expenses. And visiting a hospital, urgent care center, and other treatment facilities will not disrupt your budgeting.
  • In an emergency, visitor insurance for parents can help them evacuate smoothly. The insurance provider can work out the details and cover the evacuation costs.
  • As a resident, you will be liable. If your parents cannot pay the bills somehow, as a resident of the USA, you will be held responsible for the payment.
  • US insurance does not cover your parents. So your insurance will not be valid for them, they need to get their own visitor health insurance.
Travel insurance for parents visiting the US

Travel insurance for parents visiting the US

Parents visiting the US must buy travel insurance that can keep them safe temporarily during their brief stay. The US government has not mandated to carry travel insurance while entering the country, but visitors coming to the US must carry a comprehensive insurance policy owing to the expensive medical costs in the country.

Typically, the plans cover medical expenses for new illnesses or sicknesses, hospital stays, doctor’s visit, urgent care, diagnostics and lab tests, COVID-19, and more. Some plans for elderly parents can cover chronic and non-chronic acute onset of pre-existing conditions. You must consider your parents’ travel and medical requirements before buying a policy.

Visitor insurance for parents over 70

Parents over 70 coming to the US must buy visitor insurance because medical treatment and costs are expensive and unaffordable for many. Moreover, they tend to have pre-existing conditions like heart ailments, high blood pressure, cholesterol, arthritis, etc. These health conditions can further complicate the trip if any condition worsens. Therefore, buying a plan covering the acute onset of pre-existing conditions is important.

Moreover, with age, the premium increases. Senior travelers who are 70 and above pay a higher premium than younger travelers because the risk associated with them is more. Safe Travel USA Comprehensive, Patriot America Plus, and Atlas America are the comprehensive plans that cover acute onset of pre-existing conditions and COVID. Visitors Care, Safe Travel Elite- Diamond, Visit USA Budget, and Visitor Secure are the limited benefits plans. To buy one, call us!

Visitor insurance for parents over 80

Parents over 80 years of age coming to the US may have limited options for insurance coverage .  There are no visitor insurance plans that cover pre-existing illness for 80 and very limited coverage for acute onset of a pre-existing condition. There are plans that can support eligible medical expenses, doctor’s visits, hospital stays, urgent care, etc. Many plans may cover COVID as any other illness. There are plans that allow you to visit any doctor out of the network.

Senior travelers who are 80 and above can face many difficulties if they plan to take a trip to the US. To ease their travel, buying a robust insurance plan is necessary. The premium will be lot higher, and the policy maximum options will be less. However, carrying an insurance policy is always better than carrying no policy at all because it can save finances a medical illness/injury.

What is covered in the visitors insurance for parents ?

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Hospitalization

For comprehensive plans, the cost of hospitalization is covered up to the policy maximum, and for limited benefit plans, it is up to a pre-defined limit. Deductibles are applied in both cases.

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Doctor Visits

For comprehensive plans, the costs for doctor visits are covered up to the policy maximum. And for limited benefit plans, the expenses are covered up to a pre-defined limit after certain deductions.

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Dental Care

Certain plans offer dental care. These are helpful in case of a sudden toothache or a dental injury caused by an accident.

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Diagnostics

If prescribed by a doctor, diagnostic procedures like MRI, CT scan, X-ray, blood tests of the covered illnesses and injuries get taken care of.

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Prescriptions

As per the schedule of benefits, if a visitor gets prescribed medicines after activation of the policy, it gets taken care of by visitor health insurance.

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Pre-Existing

Most plans offer coverage for the sudden onset of any pre-existing illnesses. But this is valid for travelers under a certain age, like 70 years.

Visitor Insurance for Parents Reviews

I highly recommend Miss Pallavi's kind and patient service help to any anyone who need. Asuman from Turkey

I had called them for to inquire about my parents insurance and coverage in United States, Pallavi was very helpful and went above and beyond to walk me through different options. I would highly recommend them.

Have bought visitor insurance for my family’ trips to the US. The VisitorGaurd website makes it easy to compare various plans – their costs & benefits. The agents are patient, polite, and know the pros and cons of the plans. We have bought Atlas as well Liaison in the past.
Definitely recommend them for all your travel insurance needs!

I just bought insurance from visitorguard and the experience has been amazing. The website is intuitive, has a lot of articles that explain the nuances of visitor insurance, simple to use navigation that walks you through the process, and within a few clicks I could buy the insurance. It allows to choose for the right coverage and deductible that suits your need and I highly recommend it.

Highly recommend purchasing visitors insurance from VisitorGuard. VisitorGuard insurance has protected my children when they went to Europe for vacation and internships as well as when my parents visit the USA for a couple of months. The staff is very knowledgeable, patient with all my questions, available 24 x 7 in guiding you to purchase the best insurance protection for you.

Five Stars all the way!

How to choose policies for parents visiting the USA? And which policies to consider-

  • You get to choose suitable medical insurance for your parents from a wide number of plans. You should consider the age and physical condition of your parents while choosing. There are two major varieties of plans-
  1. The fixed coverage plan- It is budget-friendly but comes with a pre-defined limit of coverages
  2. The comprehensive plans- it is a bit expensive, but it covers all the expenses up to the policy limits. Because of its wide range of coverage, it is especially helpful for people above the age of 50. We recommend it for the total safety of your parents.

 Safe Travel USA Comprehensive, Atlas America, Patriot America Plus can be the best choices for you.

  • Consult your parents before buying a plan. You will need to submit the basic details like the name, date of birth, address of your parent, and sometimes the passport number. The duration of the plans can vary from 5 days up to 364 days- so confirm their traveling schedule beforehand. Some plans even offer extensions.
  • You should also check whether your parents have any pre-existing medical conditions or not. If they have, opt for the plans that cover the acute onset of pre-existing medical conditions. Acute onset is sudden reappearance or outbreak of a previously diagnosed condition with no warning. Diabetes, high blood pressure, cholesterol, and heart attack are included in the type of diseases that are considered chronic. The plans also offer coverage for non-chronic diseases. Read the conditions carefully to ensure all the relevant conditions are covered there. It does not cover the total cost of treatment, but it reduces the amount you need to pay out-of-pocket and can be a real savior in case of an emergency. Safe travels usa comprehensive is one of the most selling parents insurance plans that also includes Covid-19 insurance coverage.
  •  You can submit your basic details through the form above and we will contact you to guide you to find the best plan according to your parents’ needs and preferences.
Travel Insurance for COVID-19

Steps to Purchase Visitor Insurance for Parents Visiting the USA

  • Submit your details like age, date, and obtain quotes at Visitor Guard®
  • Choose a type of plan between limited benefit and comprehensive plans
  • Review the prices to choose a policy maximum and deductible that covers all your needs
  • Shortlist plans that cover COVID-19 and pre-existing conditions
  • Search PPO network of shortlisted plans to confirm your preferred hospitals and clinics are part of the network
  • Select a plan that brings the most value to your money and purchase online

Health Insurance for Parents Visiting the U.S - FAQs

Choosing a health insurance policy for your elderly parents is your personal choice based on the amount of coverage you require and the premium you would like to pay. The most purchased plans are Safe Travels USA Comprehensive, Visit USA, Patriot America, Diplomate Long Term, Diplomat America, and more. However, other factors can determine the plan you wish to choose. To know in detail about the plans, do contact us.

The policy maximum ranges from $50,000 to $8 million, depending on the plan. But not all plans will have the same policy maximum limit. In the event of hospitalization, the benefits required are considerably higher as compared to an Urgent Care visit for a flu. It is difficult to determine how much medical insurance is enough for parents because it entirely would depend onwhat kind of illness or injury treatment might require. Choice of medical insurance would depend on the risk you are willing to take during their stay in the US.

Yes, absolutely.

Patriot America, Visit USA, Atlas America, Diplomat Long Term, Diplomat America, and Safe Travel USA Comprehensive are great plans for an 85-year-old adult. Do check the policy brochure to know in detail before purchasing.

Buying US travel insurance for parents is not difficult at all. You can visit our site and get the quotes for the plans. Or you can call us/or drop us an email, and we will help you buy an incredible comprehensive plan for your parents.

Typically, there are two types of health insurance- comprehensive plans and fixed benefit plans. The comprehensive plans offer higher medical and travel coverage, while the latter has pre-defined limits. Before picking one, do understand your parents’ medical and travel needs.

Patriot America Plus falls under the most affordable insurance plans for parents visiting the USA. It has a wide PPO network coverage that includes many reputed medical institutions and providers. It covers all the parts of treatments in case of an injury and illnesses, including prescriptions, hospitalizations, intensive care, and even surgeries. The urgent care visits for minor injuries and illnesses can be covered using a copay. Leveraging the PPO network will save you from taking coinsurance. Acute onset of the pre-existing conditions is also covered up to a certain limit, if the person is below the age of 70 years, and has obtained treatment within 24 hours of the onset. The plan also provides coverage for evacuation in case of an emergency. Excellent customer feedback and several positive reviews make Patriot America Plus a popular choice among visitor medical plans. 

Underwritten by Lloyds of London, a well-reputed Underwriter, Atlas America is one of the best comprehensive plans for parents visiting the USA. It covers all the medical needs like prescriptions, hospitalization, intensive care, and surgeries for illnesses and injuries. If you use its in-network, this policy waives the coinsurance and deductibles. The urgent care for minor illnesses and injuries can be covered by a $15 copay. Atlas America comes with a wide PPO network coverage with a range of quality service providers. Acute onset of the pre-existing conditions is also covered up to a certain limit, if the person is below a certain age limit like 70 years, and has obtained treatment within 24 hours. The plan also provides coverage for evacuation in case of an emergency. Over the years, Atlas America has bagged quite a few positive reviews and excellent customer feedback- that showcase how popular it is amongst the parents visiting the USA.

It is always recommended to opt for an insurance from the USA rather than from India or other countries while visiting. The hospitals and care centers are familiar with the network and insurance providers of the USA, and they can easily send the bills directly to the insurance company. So you can enjoy a mostly cashless payment procedure, and hence less hassle.

The US insurance companies are more familiar with the medical cost and needs, so they design the policies for the maximum benefit of the visitors from India to the US. Be it for younger or older travelers, the US insurance companies have a wide range and choice of policies for all kinds of needs and preferences.

Yes, purchasing visitor insurance is an online process, so you can easily buy from India. All our plans are from US-based companies with claims officers located in the US. The US hospitals and care centers are familiar with the insurance providers of the US- so they find it easy to communicate and send the bill to them directly. So insurance providers from the US will be more convenient for you.

You can choose from comprehensive and limited benefits plans. The limited benefits plans are cheaper but they provide limited coverage, whereas comprehensive plans are expensive but provide better coverage for all your medical needs. Many of these plans cover acute onset of pre-existing diseases up to a certain age, typically 70 years.

You can enter your basic details like name, date of birth, address, etc and all the documents, including the ID card, will be emailed to you.

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