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Visitor Insurance for Arthritis

Visitor Guard® is a Virginia-based insurance agency specializing in visitor insurance. We offer some of the best plans of Visitor Insurance for Arthritis in the USA.

Pre-existing conditions often hinder traveling abroad. Insurance Companies consider arthritis to be a pre-existing condition. Which leaves the policy buyers wondering whether they have travel insurance with arthritis coverage?

There are several visitor’s health insurance plans that cover pre-existing conditions. Different policies cover different conditions. This means there is a fair chance that your existing visitor’s health insurance policy or the policy you are planning to purchase may or may not be cover arthritis.

For an arthritis patient, it is a must to find a Visitor health insurance plan that covers arthritis as well.     At Visitor Guard® , we help you find the best Visitor health insurance for arthritis. Plenty of our visitor health insurance for arthritis policies offer coverage for an acute onset of a pre-existing condition. This means any trouble caused by arthritis during your travel will be compensated.

 

Visitor Insurance for Arthritis

Popular Plans for Visitor Insurance for Arthritis

Safe Travel USA Comprehensive

$73 / mo (for a 45-year-old with $50,000 plan maximum)
  • Plan maximum limits ranging from $50,000 to $1 million
  • Deductible options from $0 to $5000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
  • Coverage for 1 episode of Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
  • Brochure
Purchase Now

Safe Travels Elite

$38 / mo For age 45 year with $50,000 plan and $0 deductible
  • Plan maximum limits ranging from $25,000 to $170,000
  • Deductible options $0; For ages 79 to 89 yrs: $100, $200
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for 1 Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 364 days
  • Brochure
Purchase Now

Safe Travel USA INSURANCE

$70 / mo For age 45 year with $50,000 plan and $250 deductible
  • Plan maximum limits ranging from $50,000 to $1 million
  • Deductible options from $0 to $5000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
  • Coverage for 1 episode of Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now
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What are the Benefits of Visitors Insurance for Arthritis?

Arthritis is unpredictable, especially while traveling, there are chances of you experiencing sudden pain or discomfort in your joints. If you have travel insurance with arthritis coverage, the following are the advantages.

  1. Aids in sudden expenses while traveling: If you need emergency hospitalization or doctor’s assistance at any point while traveling, you need not worry as the expense is covered.
  2. Critical Illness is covered: Your Visitor Insurance plans will cover you for illnesses and injuries that happen after the effective date of the plan which is not linked to a pre-existing condition.
  3. A pre-existing condition is covered: The plan will include benefits for an acute onset of a pre-existing condition (in your case arthritis) for people under the age of 70 years. Some plans may extend this benefit to travelers above the age of 70 years. Depending on the plan, this benefit may not cover conditions other than arthritis that can be considered congenital or chronic.
  4. Covid-19 Coverage: Treatment against Coronavirus is included in your Visitors Insurance Plan. Saving you from unnecessary expense.
  5.  Emergency Transportation is covered: If emergency transportation is need for better medical care, Visitor's insurance covers the added cost.

Why choose us for Visitor Insurance for Arthritis?

Visitors Guard® has years of experience in the Insurance field. This enables us to help our clients buy the perfect Visitor Insurance for Arthritis. Arthritis is a disease that causes joint pain. It can happen to anyone despite their age, race, and sex. There are different types of arthritis, and it is one of the leading causes of disability in the United States.

Here are a few reasons why you should Visitor Guard® to but your Visitor Insurance for Arthritis:

  1. Thoroughly Guided Insurance Purchase: At Visitors Guard, our insurance agents will assist you in buying the best travel insurance with arthritis coverage.
  2. Best Plans from top insurance companies: We offer the top insurance plans, designed by the best insurance companies in the USA. So our clients have multiple options.
  3.  Instant Claim Recovery: Visitors guard makes sure that each of our policyholders receives instant assistance in filing a claim. And the sum recovery is smooth and quick.
  4. Affordable Premium Options: With Visitors Guard, you can pick the best Visitors Insurance for arthritis, based on your financial capacity and need for
  5. 24/7 Assistance: We are just one phone call away, ring us anytime!

 

What will Visitor Insurance for Arthritis Cover and Exclude? 

Pre-existing conditions are medical conditions that may have existed up to two years before obtaining the coverage. This means your travel insurance with arthritis coverage will consider arthritis as a pre-existing condition if and only if it occurred in two years before purchasing the policy.

Whether or not an official diagnosis or treatment was given by a doctor. If the condition exists within the look-back period which may differ from one insurance company to another, it will be considered pre-existing and your Visitor Insurance for Arthritis will cover it. 

Different companies will use different lengths of time to determine pre-existing conditions, so be sure to read the policy terms carefully.

Remember: Visitors Insurance policies for pre-existing conditions, have certain terms and conditions. Visitors traveling to the US with a pre-existing condition like arthritis need to understand the terms and conditions of their policies before filing a claim.

Know more about Arthritis Travel Insurance Plan

Visitors Guard® offers you the option of buying travel insurance with arthritis coverage, from the comfort of your home. We bring Visitors Insurance plans from the best Insurance companies in America to you online.

You not only get the choice for choosing from multiple policies, but you also get to weigh the different policies with the help of our experienced agents. The process of buying a Visitor Insurance for Arthritis was never this easy. A few clicks and you are done!

You can check out the top arthritis health insurance policies on our site and get started. If you have any difficulty or query regarding the purchase, coverage, premium amount, or waiting period, connect with us immediately.

We provide complete assistance to our customers from all over the world round the clock!

Arthritis Travel Insurance Plan

Arthritis Travel Insurance Tips 

Most of the visitor's insurance plans do not offer coverage for doctor office visits or for treating arthritis, especially if you travel to the US intending to get treated. 

You must carry pain medication if need be. Few plans might offer coverage for an acute onset of a pre-existing condition. It is important to see how the plans define a pre-existing condition. Arthritis is typically considered a chronic condition. Make sure that you choose the plan of visitor health insurance for arthritis that does not exclude chronic conditions. 

Things to keep in mind while purchasing visitor health insurance for arthritis 

  • Right Time of purchase.
  • All over Coverage. (Inclusive and Exclusive conditions)
  • Waiting period.
  • Coverage Sum Assured.
  • Easy Claim Process.

NOTE: It is always advisable to carry your insurance papers while traveling abroad for a quick and easy claim process.

Which plan can offer coverage for pre exiting conditions for visitors to US?

Best Visitor Health Insurance with Arthritis

The  Safe Travel USA Comprehensive, underwritten by Crum and Foster, provides accident and sickness medical coverage for individuals traveling outside their home country. The policy can be bought from 5 days to 1 year and later renewed for a total of 24 consecutive months. You can choose from the various options for coverage starting at $50K through $1M. Here you have the option of selecting travel insurance with arthritis coverage. An Urgent Care visit has a $30 copay. If you are treated by an in-network provider your deductible and coinsurance are waived.

Definition of a Pre-existing Condition for Safe Travel USA Comprehensive: 

A pre-existing condition which is a chronic or congenital condition or that gradually becomes worse over time and/or known, scheduled, required, or expected medical care, drugs or treatments existing or necessary prior to the Effective Date are not considered to be an Acute Onset. This benefit covers only ONE (1) Acute Onset episode of a Pre-Existing condition. Sudden and Acute Onset of a Pre-Existing Condition Coverage expires upon medical advice that the condition and Onset is no longer acute or you are discharged from a medical facility.  

For ages up to 69 years, the policy provides coverage for an acute onset of a pre-existing condition up to the chosen Medical Policy Maximum purchased per Period of Coverage. Hence this policy will cover acute onset of arthritis and can be purchased as visitor health insurance for arthritis. However, any coverage related to cardiac disease or condition is limited to $25,000 for ages up to 69 years and $15,000 for ages 70 and above. Upon attaining age 70, Acute Onset benefits are reduced to a maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat/reoccurrence within the same policy period will no longer be considered Acute Onset of a Pre-Existing Condition and will not be eligible for additional coverage.   

travel insurance usa

Safe Travel USA Comprehensive Insurance

Safe Travels USA Comprehensive insurance policy provides medical insurance to non-US citizens and non-US residents while visiting the US. The policy offers coverage for covered medical expenses including hospitalization, surgery, physician visits, and prescriptions. The plan includes one acute onset of pre-existing condition coverage and one well-check visit per policy. For more details, you can review the Brochure

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Visitor Insurance Arthritis FAQ

No, Arthritis is usually considered a pre-existing condition. If your visitor travel insurance plan covers arthritis, then getting travel insurance will not be difficult for you. Also, some visitor travel insurance plans do not go through Underwriting and hence your medical history is not evaluated. In such cases, you may easily purchase a visitor’s travel insurance plan. You can apply and get visitor’s insurance in spite of having a pre-existing condition like arthritis, however, see to it that your travel insurance is with arthritis coverage.

Yes! Typically, most plans will consider arthritis as a pre-existing condition. Most visitor insurance plans will cover illnesses and injuries that happen after the effective date of the policy which is not linked to a pre-existing condition.

But a US visitor Insurance plan with arthritis may give you the required coverage for your pre-existing condition of arthritis. Regular treatment for a pre-existing condition like arthritis will be excluded. Based on the plan you choose, some visitor insurance plans might cover you for an episode of an acute onset of a pre-existing condition.

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