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Best Travel Insurance for Visitors to the USA from UK
If you are traveling to the US, you are aware of the expensive healthcare costs. Visitors and tourists may fail to bear the cost of the treatment if they fall sick. People coming to the US from the UK must consider buying a health insurance plan to keep them safe and protected during medical emergencies.
Medical events are unforeseen and can happen at any time, forcing you to rush to the nearby emergency unit or urgent care. This may result in enormous bills for diagnostics and treatment. Unfortunately, it is not easy for everyone to pay these fees, which is why carrying travel insurance for the US from the UK is always advised.
Typically, the plans will cover eligible medical expenses, hospital stays, prescription and drugs, doctor’s visit, emergency medical evacuation, repatriation, and more. Visitor Guard® has popular policies for UK visitors. To know more about these visitor insurance plans, call, or email us.
Travel Insurance to USA from UK – Comprehensive Plans
Safe Travel USA Comprehensive
$73 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $5000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
- Coverage for 1 episode of Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Patriot America Plus
$75 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $2,500
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
Atlas America
$79 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $2 million
- Deductible options from $0 to $5,000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Travel Insurance to USA from UK – Limited Benefit Plans
Visitors Care
$31 / mo For age 45 year with $50,000 plan and $100 deductible- Maximum plan limits ranging from $25,000 to $100,000
- Deductible options of $0, $50, $100 (varies by age)
- Coverage for hospitalization, emergency room, urgent care, doctor's office visits, prescription drugs, Covid-19
- Coverage for non-chronic acute onset of pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
- Review plan
Safe Travels Elite
$38 / mo Para mayores de 45 años con plan de $50,000 y deducible de $0- Límites máximos del plan que van desde $25,000 hasta $170,000
- Opciones de deducible $0; Para edades de 79 a 89 años: $100, $200
- Cobertura para hospitalización, sala de emergencias, atención de urgencia, visitas al consultorio médico, medicamentos recetados, Covid-19
- Cobertura para 1 inicio agudo de condiciones preexistentes
- Cobertura de 5 días a 364 días
- Folleto
- Plan de revisión
Travel insurance for UK citizens visiting the US
UK citizens coming to the US as visitors must buy a travel insurance policy, though it is not mandatory. If you are not a visitor but an international student on J1, F1, or M1 visas, rules may differ. J1 students must meet insurance guidelines set by the State Department, whereas F1 or M1 students must meet the institution’s insurance requirements.
On the other hand, visitors are not mandated to carry an insurance policy. There are fixed benefits and comprehensive plans- both are designed to protect international travelers. The fixed benefit plans are economical and come with pre-defined limits, while the comprehensive plans are expensive but offer coverage up to the chosen policy maximum.
Visitor Guard® has the right plans for Britons, which they find on our site. They can compare the plans, review the brochures, and get quotes. Are you looking for the best travel insurance from the UK to the US? Then, call us!
Advantages of travel insurance to the US from UK
- High-quality medical care- An insured individual can access the nearest hospital or clinic within the PPO network and receive excellent treatment. Once they meet the deductible, the plan will cover the rest of the expenses.
- Covid-19 coverage- Covid-19 is treated like any other eligible illness. If an insured individual contracts the disease, the plan will cover medical expenses, treatment, quarantine, and more as mentioned in the policy.
- Medical evacuation- The insurance plan covers the cost of transport from a remote location to the nearby equipped medical facility if you have fallen sick or injured.
- Pre-existing conditions- Travel insurance for the US from the UK covers the acute onset of non-chronic pre-existing conditions, i.e., treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence of the pre-existing condition.
- Repatriation of remains- In the event of death, the insurance plan covers the repatriation of the remains of the deceased back to the home country.
Why choose us for travel insurance to the US from UK?
- Various plans- Visitor Guard® has comprehensive and fixed benefits plans for visitors. Individuals can choose a suitable plan for their travel and medical needs.
- Affordable rates- Our medical insurance plans for US visitors from the UK have the best rates in the market. An insured individual pays premiums per the policy maximum and deductible they choose.
- 24/7 assistance- Our executives work around the clock, solving problems, responding to queries, and guiding people before and after buying a plan.
- Experts’ guidance- Visitor Guard® experts help travelers in finding the right plan that suits their travel and medical requirements. They also offer travel assistance services during your travels.
- Best in the market- We have been serving clients since 2003 and have left no stone unturned in helping people with the perfect insurance solutions.
Know about the US Embassy in UK
The US Embassy is in London and the consulates are in Belfast, Edinburg, Hamilton, and Wales. The US Citizen Services at the Embassy in London consists of the Passport & Citizenship Unit, the Special Consular Services Unit, and the Federal Benefits Unit. There is no walk-in service for US citizens who require a service related to passports, citizenship, or birth registration. These services are by appointment only.
Travel insurance for UK citizens in the US
UK travelers coming to the US can choose between comprehensive and fixed benefit plans, based on their budget and personal choice. Comprehensive plans are expensive but offer protection up to the chosen policy maximum. In contrast, fixed benefit plans are economical and come with pre-defined limits.
Both categories of plans protect travelers coming to a foreign land from their home country. Typically, US health insurance plans for UK citizens cover medical costs of new illnesses or injuries, hospital stays, urgent care, doctor’s visit, emergency medical evacuation, repatriation, acute onset of pre-existing conditions, and more.
Travel restrictions to the US from the UK
Fully vaccinated visitors from the UK can enter the US without restrictions. Moreover, they are no longer required to present a negative COVID-19 PCR test or antigen result upon arrival and to quarantine after entering the country.
Effective November 8, all non-citizen, non-immigrant airline passengers traveling to the US must demonstrate proof of vaccination. Restaurants and bars are open with restrictions. Masks are recommended to wear on public transportation. Though the law does not state it, it is advisable to carry health insurance for British visitors to the US to cover unfortunate medical expenses that can occur during the visit.
Know about the US Visa for UK citizens
The UK is one of the countries that participates in the VWP (Visa Waiver Program), meaning British citizens may be able to travel to the US visa-free, provided they obtain ESTA authorization. ESTA stands for Electronic System for Travel Authorization, which is an online screening system operated by US authorities.
You cannot travel to the US under ESTA if your reason for travel is for employment or to take up permanent residence. You can undertake certain activities like attending a business meeting, meeting a family, or vacationing. Moreover, under ESTA authorization, a Briton can stay in the US for up to 90 days per visit.
Travel Insurance to USA from UK - FAQS
No; medical insurance for US visitors from the UK is not mandatory, but it is always recommended. The insurance plan can cover medical expenses of any new complications and illnesses that happen after the effective date of the plan.
UK citizens can travel to the US only if vaccinated. They will have to show proof of vaccination.
Most fully vaccinated foreign citizens can enter the USA. The US authorities will accept any COVID-19 vaccine approved for emergency use by the World Health Organization or approved by the US Food and Drug Administration (FDA). British nationals planning to travel to the USA should familiarize themselves with the new requirements on the CDC (Centers for Disease Control) website before booking any travel, especially if you are travelling from China, Hong Kong, or Macau as per the new requirements that began on 5 January 2023.
UK citizens can enter the US without a visa and stay up to 90 days (about 3 months).
Typically, travel insurance for the US from the UK covers inpatient and outpatient medical charges, hospitalization, surgeries, acute onset of pre-existing conditions, urgent care, doctor’s visits, emergency dental care, COVID-19 treatment, laboratory and diagnostic services, intensive care, emergency medical evacuation, repatriation, accidental death, and dismemberment, and more. There are optional add-ons as well for which you need to pay an extra premium. As each policy differs, it is wise to go through the brochure to understand what it covers and what it does not cover.
Britons do not have to apply for a tourist visa while visiting the US because the UK falls under the Visa Waiver Program and can stay in the US for up to 90 days.