Trip Cancellation Insurance

Coverage for Prepaid, Non Refundable Trip Costs

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Trip Cancellation Insurance

Traveling abroad has many risks, among which one is trip cancellation. It can be due to health issues, cancellation of reason to visit the country, or any other emergency. The airline ticket’s pricing is soaring high and suffering a loss due to sudden cancellation will make you yearn for safety.

This is the reason the Visitor Guard® always recommends travelers and explorers to get trip cancellation insurance. You might be thinking, what is it? Let’s understand.

Travel or trip cancellation insurance is a protection against trip cancellation, interruption, emergency medical care, and especially post-departure travel protection. The trip cancellation insurance will have listed reasons for the trip cancellation coverage.

Safe Travels USA Trip Protection

Non-US citizens, up to 79 years old, traveling to the US & worldwide from their home country

Trip protection for trip cancellation, trip interruption, emergency medical & post-departure travel coverage
Pre-Existing medical condition waiver available
Up to $1,000,000 in Primary emergency medical coverage available
Sports Coverage Upgrade

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Safe Travel USA Trip Cancellation

Safe Travel USA Trip protection policy provides trip protection for trip cancellation, trip interruption, emergency medical, and post-departure travel protection. The policy includes a pre-existing medical condition waiver. The policy includes a preexisting medical condition waiver if coverage is purchased no later than 30 days of the final trip payment.

Optional upgrades for emergency accident and sickness medical expenses, AD&D, Athletic Sports Coverage, and Home Country/Follow Me Home coverage.

Trip cancellation insurance can cover cancellation for the reasons listed in the policy. For more details review the Brochure. It applies when a person books a trip within the policy period. If for some reason the traveler has to cancel the said trip, it must be done before the departure.

Benefits of Trip Cancellation Insurance

Before you opt for the travel cancellation insurance for yourself or the family, have a look at its benefits in brief. All the policies offered by VG aim to protect you from unknown losses.

Wide Coverage on Trip Protection: Covers the cost of trip cancellation (100% up to $25000), trip interruption (150% up to $37,500), emergency medical, and post-departure travel coverage.
Pre-Existing Medical Waiver: The travel cancellation protection due to any pre-existing medical issues also has the waiver.
Emergency Medical Evacuation: This insurance policy will provide coverage up to $2,000,000 for emergency medical evacuation.
Instant ID Card: You will be provided with the insurance ID card as soon as the procedure ends.
Loss of Baggage: It has coverage of up to $1,000 for baggage and personal effect.

Why Choose Us for Trip Cancellation Insurance?

The Visitor Guard®’s main goal is to protect travelers, explorers, students, and everyone from unnecessary losses while traveling to a foreign country. Let’s look at the reason why you should choose us.

Seamless Process: Getting an insurance plan is no longer a hefty process, get the quote, finalize the plan, and move ahead to fill the form.
Worldwide Presence: We are not limited to one country, we have a worldwide presence so expect the proper customer service in a foreign country as well.
Affordable Rates: Our motto is to protect the pockets of people traveling, hence we have kept our charges affordable for everyone.
24X7 Customer Support: Looking for the solution to a query at midnight? Feel free to call, mail or text. We are available 24X7.
Quick Claim Reimbursement: As soon as you claim the insurance, we will try to reimburse it at the earliest.

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Safe Travels USA Trip Protection

Non-US citizens up to 79 years old who travel to the United States and other foreign nations from their home country are eligible for this plan. The plan provides complete trip protection for trip cancellation of trip costs for up to a maximum of $25,000. The included trip interruption benefit covers 150% of the trip for up to a maximum of $37,500.

The Safe Travel USA Trip Protection plan includes

✓ Missed connection: $1,000 (12 hours or more)
✓ Trip delay: $1,000 ($100/day) (12 hours or more)
✓ Emergency medical evacuation and repatriation for up to $2,000,000
✓ 24 Hour AD&D of $10,000 or $25,000 (age-dependent)
✓ Athletic sports coverage includes activities such as archery, tennis, swimming, cross country volleyball, golf, ballet, basketball, cheerleading, equestrian, fencing, field hockey, football (no division 1), gymnastics, hockey, karate, lacrosse, polo, rowing, rugby, and soccer
✓ Worldwide assistance is included at no extra cost.
✓ Optional upgrade for home country/follow me home provides protection for injury or sickness that occurs during an incidental trip back to the home country.

trip insurance for missed flight connections

Safe Travel USA Trip Protection Benefits

Emergency Medical Evacuation

Up to $2,000,000 to transport the injured person to the nearest facility capable of providing adequate care.

Repatriation of Deceased Remains

Up to $2,000,000 for the return of the deceased’s remains upon the death of the insured.

Baggage and Personal Effects

Up to $1,000 for the baggage and personal effects is included.

Athletic Sports Coverage

Coverage for injuries incurred during amateur, Club, Intramural, Interscholastic, Intercollegiate activities.

Preexisting Medical Conditions Exclusion Waiver

Exclusion is waived if coverage is purchased no later than 30 days after the final trip payment.

Instant ID Card

Your ID card and insurance documents will be emailed to you as soon as your purchase has been completed.

How to buy trip cancellation insurance?

Well, many companies provide trip cancellation insurance as optional coverage to travel insurance. However, many providers like Visitor Guard® sell them individually as well. When you are planning to get the travel cancellation insurance policy make sure to read the brochure with full focus to know the coverages.

Also, get the trip cancellation insurance before 30 days or the final trip payment. Why? To reap the benefits of the entire insurance policy. If you are traveling for a sports event, you should consider adding the Athletic Sports Coverage for your injuries due to the rough play.

Once you know which policy you want to opt for, fill the form to get the quote and proceed with the further insurance policy process.

Trip Cancellation Insurance FAQ

Trip Cancellation Insurance is a pre departure benefit that can cover trip cost if you have to cancel the trip for a covered reason. It applies when a person books a trip within the policy period and for some reason has to cancel the trip before departure.

Exact reasons vary by specific insurance plans. Hence it is a good idea to read the certificate wordings to understand is defined as a covered reason. The most common reasons which typically are seen with most plans are you, your travelling companion or a close family member unexpectedly become sick or are injured before the trip jury duty, weather related cancellation such as hurricanes or natural disasters.

Trip cancellation policies can cover pre-paid and non-refundable trip cost. You can include this non-refundable amount in your trip cost when you sign up for the insurance.

It varies per policy. If the policy is bought within the stipulated time, it can cover. Check the certificate wordings for more information.

This would be possible only if the policy has the option to add Cancel for any reason. If there is no option to upgrade then cancellation is possible only for covered reasons.

Cancel for Any Reason is an optional travel insurance benefit available on some plans. With such optional coverage you must insure 100% of your pre-paid, non-refundable trip cost.