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Best Travel Insurance for Visitors to USA from India
If you are traveling to the US from India, it is crucial to purchase travel insurance from India to USA. Visitor Guard® is a trustworthy insurance company in the USA that offers various types of US visitors insurance plans at an affordable cost.
Whether you are traveling to the states as a tourist, to meet your kids, or because of any personal or professional reasons, a best travel insurance for USA from India guarantees the financial aid you need in case you face any health issues. Purchasing visitors Insurance is vital for protecting your health and safety as you visit India to the United States.
It is not vital to purchase visitor medical insurance for visitors to USA from India before you leave India. You have an option to buy this insurance plan either before you begin your trip or even after you arrive in the US. We have insured many Indian visitors in the past. And we will be glad to offer you the security of our insurance plans as well. Visitor Guard® is one call away.
Travel Insurance for USA from India – Comprehensive Plans
Safe Travel USA Comprehensive
$69 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $5000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
- Coverage for 1 episode of Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Patriot America Plus
$71 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $2,500
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
Atlas America
$80 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $2 million
- Deductible options from $0 to $5,000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Travel Insurance for USA from India – Limited Benefit Plans
Visitors Care
$30 / mo For age 45 year with $50,000 plan and $100 deductible- Plan maximum limits ranging from $25,000 to $100,000
- Deductible options of $0, $50, $100 (varies by age)
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
- Review Plan
Safe Travels Elite
$38 / mo For age 45 year with $50,000 plan and $0 deductible- Plan maximum limits ranging from $25,000 to $170,000
- Deductible options $0; For ages 79 to 89 yrs: $100, $200
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for 1 Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
- Review Plan
Why Do You Need Travel Insurance for USA from India?
Many Indian visitors do not invest in travel insurance from India to the USA and ignore the benefits of this insurance. When you travel to the US from India, the expense of health care multiplies, especially if you have a chronic-diseases or a pre-existing condition. It would be best if you bought a Visitors health Insurance plan to compensate for emergency healthcare. Below are some benefits of travel Insurance from India to USA.
- Quick Hospitalization: If you require hospitalization while you stay in the USA, Visitors Health Insurance will cover the cost of treatment.
- Dental coverage: specific visitor travel insurance plans cover Any issues related to your dental health too.
- Free Diagnostics: Tests required to diagnose your diseases, like blood work, x-rays, MRIs, and other procedures. Will be compensated by the Insurance policy.
- Doctor Visits: Patients with chronic illness can choose insurance that pays for periodic doctor visits.
- Prescription coverage: Certain visitor Insurance from India to the USA extent their range to cover prescribed medicine.
- Pre-existing condition coverage: If you have an acute onset of a pre-existing condition while traveling to the US. The insurance plan will compensate for the treatment.
Why choose us for Travel Insurance from India to USA?
Visitor Guard® is unlike any other Insurance Company. We have been the first choice of thousands of clients from all over the world. Here are some reasons you should purchase your Visitor / Travel Insurance from India to the USA.
- Competitive rates: With Visitors guard, you have the option of choosing from multiple Insurance Plans, compare the max coverage, and purchase your policy.
- No hidden charges or fees: We do not add any hidden charges to your policy. Our work is pretty transparent.
- Most attractive plans to suit your needs: With us, you have an option of choosing a plan that satisfies all your needs, plus suits your budget.
- Dedicated customer service and support: We provide customer service round the clock. If you have any doubts or queries, you can connect with our team 24/7.
- 100% satisfactory claim settlements: With us, the claim settlement process is straightforward. Our agents will assist you throughout the process of claim settlement.
US Embassy and Consulates in India:
Here are the locations of the US Embassy and Consulates in India:
- Working Hours: Monday-Friday (9 AM-5 PM) (except on holidays)
- Email: india@ustraveldocs.com
- Website: https://in.usembassy.gov/
US Embassy, New Delhi
- Address: Shantipath, Chanakyapuri New Delhi - 110021
- Phone: 011-91-11-2347-2000
US Consulate General, Kolkata
- Address: 5/1, Ho Chi Minh Sarani Kolkata - 700071
- Phone: 011-91-11-2347-2000
US Consulate General, Chennai
- Address: No. 220, Anna Salai Chennai - 600006
- Phone: 011-91-44-2857-4000
US Consulate General, Kolkata
- Address: C-49, G-Block, Bandra Kurla Complex Bandra East, Mumbai - 400051
- Phone: 011-91-22-2672-4000
US Consulate General, Hyderabad
- Address: Paigah Palace 1-8-323 Chiran Fort Lane, Begumpet Secunderabad - 500003 Andhra Pradesh
- Phone: 011-91-40-40338300
Indian Embassy In The USA
The Indian Embassy in the United States of America is located at the following address.
Embassy of India, Washington DC
- Address: Chancery-I, 2107 Massachusetts Avenue, NW, Washington, D.C., United States of America.
- Phone No. : (202) 939-7000
- Email: visa.washington@mea.gov.in
Consulate General of India, New York
- Address: 3 East 64th Street(Between 5th and Madison Avenues)New York, NY 10065
- Phone No. : (212) 774-0600
Consulate General of India, Atlanta
- Address: 5549 Glenridge Drive NE, Atlanta, GA 30342
- Phone No. : (213) 213-5019
Check here for more Indian Consulates in USA.
Entry Information for Indians
Travelers from India to the U.S. must know a few things before visiting the U.S. The most important among them is having good knowledge about passport & visa policies.
You should have a valid passport with enough blank pages. Since there is no visa on arrival for Indian citizens in the U.S., All Indians who are traveling to the U.S. should also have a valid, pre-approved Visa based on the nature of the visit.
As of now, anyone who travels to the USA from India must be fully vaccinated against COVID. In addition, these tourists might also need to carry a negative RT PCR result if necessary.
Though buying travel insurance for Indians traveling to the U.S. is optional, it is wise to have travel insurance to the USA to cover any unforeseen circumstances during your visit to the U.S.
Our Commitment for Travel Insurance from India to the USA
- Competitive rates
- No hidden charges or fees
- Most attractive plans to suit your needs
- Dedicated customer service and support
- 100% satisfactory claim settlements
Know About U.S. Visa
The visa application process could be overwhelming if you are planning to visit the U.S. from India. However, many types of visas are issued for tourists and immigrants to the U.S. They are categorized based on the nature of one's travel.
Here is a list of some prominent visa types and their nature
| Nature of Visit | Required Visa Type |
| Foreign government officials and diplomats | A |
| Military personnel stationed in the U.S. | A-2 |
| Athletes competing for prize money, business visitors, domestic employees | B-1 |
| Patients and Tourists | B-2 |
| Transit in the USA | C |
| Cabin Crew on US-bound aircraft | C-1/D |
| Highly specialized professionals with specific industry knowledge | H1-B |
| Temporary workers for non-agricultural professions | H2-B |
| Information media representatives and journalists | I |
| Exchange visitors | J |
| Vocational students | M-1 |
| Entertainers, artists, and athletes | P |
Travel Documents & Requirements for USA travel from India
If you are traveling from India to the United States, you must have a valid passport and a visa. You will also need to provide evidence of your purpose of travel, such as a letter from your employer or an invitation from a friend or relative in the United States. Additionally, you may need to provide proof of your financial ability to support yourself during your trips, such as bank statements or a letter from your employer indicating your salary. You may also need proof of your return flight and other travel plans, such as hotel reservations.
It is always a good idea to check with the U.S. embassy or consulate in India for the most up-to-date information on the documents required for travel.
Visitor / Travel Insurance for USA from India – Highlights
These are the unique features of our visitor / travel insurance from India to the USA.
- Coverage for individuals and groups
- Coverage for students
- No specific paperwork required
- No inoculation required
- No medical exam necessary for enrollment
- Coverage for hospitalization, surgery, physician fee, medications
- Insurance claims and customer service directly with our US office
- Cashless claim settlements and direct billing
The Best Visitor Insurance for Parents Visiting the USA from India
If you are all set to visit your kids in the US, make sure to purchase visitor insurance for parents from India. You may have Health Insurance coverage in India, but the same Health insurance will not cover you in the US. Visitor Guard® offers the best value in visitor insurance, and we offer the best travel insurance for parents from India.
If you face a health problem or face an accident, it is extremely tedious and complicated to file your existing health insurance claim. Moreover, the cost of health care is in the US is higher compared to India. Many hospitals and medical providers are hesitant to accept overseas policies. Stay covered by purchasing trusted visitors travel insurance for parents from India so you can rest assured knowing that your health will be covered in the event of an emergency.
Learn About travel Insurance from India to USA
It's a long journey to the US from India. Gift yourself with a safe stay and a worry-free trip by purchasing dependable best travel insurance for USA from India.
How do you choose between all the different options?
Multiple travel insurance from India to the USA may confuse you. The best way to pick a policy is to opt for a comprehensive policy if you have pre-existing conditions. While most plans don’t cover pre-existing conditions, try to find one that covers the acute onset of pre-existing conditions (a sudden or unexpected recurrence or outbreak of a previously diagnosed medical condition). Atlas America and Patriot America Plus provide ideal Travel Insurance for parents visiting the USA.
Both Atlas America and Patriot America offer superb customer service and even better coverage. Notably, they both allow you to refund and renew your plan if your travel arrangements change. Both companies have online portals where you can find tutorials and detailed coverage info on each plan.
Another great company to look into when researching Visitor Insurance from India to the USA is Safe Travel USA Comprehensive. They have been touted for offering the best visitor insurance for parents visiting the USA from India.
Safety And Precautionary Measures for U.S. travel
There are some safety and precautionary measures that you should take before traveling to the United States:
- Researching your destination and understanding any potential safety risks or hazards is essential. This will help you plan accordingly and avoid any dangerous situations.
- You should make copies of all your important documents, such as your passport and visa, in case they are lost or stolen. It is also good to inform your bank and credit card company of your travel plans so they do not flag any unusual activity on your accounts.
- Make sure you have proper travel insurance for the USA from India and have taken all necessary vaccinations before traveling to the United States.
Medical Benefits included in Travel Insurance to USA
Hospitalization
Once your deductible is met, your plan will provide benefits up to your policy maximum for comprehensive policies or up to a pre-defined limit for a fixed benefit plan.
Doctor Visits
Your insurance will cover up to a chosen policy maximum for a comprehensive policy or a pre-defined limit for a fixed benefit plan.
Dental
Some insurance plans offer dental coverage, so you’ll be protected in case of an injury or pain to your sound natural teeth.
Diagnostics
Certain plans offer coverage for diagnostic tests such as blood work, x-rays, MRIs and other procedures.
Prescriptions
Prescription benefits will cover a new prescription as long as it is purchased during the dates the policy is effective.
Pre-Ex
If you have an acute onset of a pre-existing condition, visitors travel insurance can cover this as long as you are under 70 years old.
Comprehensive Plans Vs Limited Benefit Plans
Comparing different visitor insurance from India to the USA can get a bit complicated. Luckily, Visitor Guard®'s online quotes make things easy. Scroll to the top of this page, fill out your basic info, and you're well on your way to securing coverage for your extra special guests.
Let’s look at the two main types of visitor insurance.
When Should You Get Limited Benefit Insurance?
Fixed-rate coverage makes the most sense when you plan on visiting the US for a limited period:- Stay for only a short time
- Need basic coverage to cover lower risk travel
- Can’t afford additional costs
- Don’t need to worry about pre-existing conditions
- Plan on staying in the same area during their stay
- Don’t need coverage for travel-related expenses
- Would rather pay less and receive fewer benefits
When Should You Get Comprehensive Coverage?
Comprehensive plans make the most sense when you wish to stay in the States for an extended period:- Visit for more than a few days
- Would like access to more doctors at a lower cost
- Travel around more during their stay
- Have pre-existing medical conditions
- Are above the age of 60
- Would rather spend more to have greater peace of mind
In short, comprehensive coverage provides better coverage at a higher premium. In case of an emergency, medical care, Emergency Transportation, and Evacuation will all be covered under the best plans. In the end, it’s better to lower your risk than lower the costs.
Buy the best Travel Insurance from India to USA
Benefits from the time you leave your country for hospitalization, ambulance, evacuation prescription drugs and acute onset of a pre-existing condition. No medical examinations required; Confirmations including ID Cards received immediately. Easy online application.
Purchase Now
Things to Do in the USA
The United States is one of the dream destinations for travelers in India. There are many unique things to do and places to visit in the U.S. for visitors from India. It does not matter if you are a student, a parent who came to visit their children in the U.S. from India, or a working professional on a business trip to the U.S.; the United States has a lot to offer you.
Though more people travel from India to the U.S. during the summer, Ideally, the best time to visit is during the spring & autumn when the weather is pleasant.
Here are some things to do & places to visit in the U.S.:
Niagara Falls - This is something you should never miss! Situated in New York, bordering Canada on the other side, it is one of the biggest waterfalls in the world. Apart from enjoying the mesmerizing view of the waterfall, there are other activities in the area to keep travelers entertained.
New York City: New York City is a bustling metropolis with plenty to see and do, so there is no shortage of things to do during a day trip. Some popular activities include visiting iconic landmarks such as the Statue of Liberty and the Empire State Building, taking a stroll through Central Park, checking out the vibrant art and culture scene in neighborhoods like SoHo and the Lower East Side, and experiencing the city's vibrant nightlife.
Grand Canyon: This place is a natural wonder located in northern Arizona. It is known for its impressive size and deep, colorful canyon walls that have been carved over millions of years by the Colorado River.
Las Vegas: Las Vegas is a must-visit destination for anyone who enjoys excitement, entertainment, and a good time. Some top reasons to visit Las Vegas include the city's vibrant nightlife, world-class restaurants, and abundant entertainment options. Las Vegas is also known for its casinos, which offer a wide range of gaming options and the chance to win big.
Travel Insurance for USA from India - FAQ
It is not mandatory by law to carry a travel insurance plan from India while entering the US, but it is always recommended. US healthcare is one of the most expensive healthcare systems in the world. Hence, it is not easy for everyone to pay from their pockets to get treated in a hospital or even visit a doctor. Whether you are coming to the US as a tourist or on an immigrant visa, it is advised to purchase adequate insurance coverage that can at least cover you during the temporary period. Visitor Guard® has several comprehensive and limited benefit visitor insurance plans for tourists. If you wish to purchase one for your recent visit, get in touch with us. Know more about this.
It is suggested to buy travel insurance plans from the US because the plans are recognized in the hospitals and clinics. The claims and reimbursement process also become smooth. On the contrary, your standard health insurance from India may not cover you in the US. Even if it covers, the plans may not be recognized by the hospitals. You may have to pay the bills from your pocket and claim for reimbursement after you return to India. Overall, the process can be tiring and time-consuming.
The insurance cost will depend on the number of days you need the insurance for, your age, the policy maximum you choose, and the deductible amount you opt for. Higher the number of days or age, the higher the policy maximum.
Plans provide coverage from $25,000 to $8 million, depending on the method you opt for. Medical cost in the US is very high. Therefore, it is tough to predict an amount. However, depending on what you are treated for, your age, period, our agents will suggest the perfect plan. For a short visit with no pre-existing conditions, $50,000 might be enough. But if you were to be hospitalized for a week for a heart attack, you might have to purchase a policy with more coverage.
Safe Travel USA Comprehensive, Patriot America Plus, and Atlas America are some of the popular comprehensive travel insurance plans for Indian tourists. If you are looking for sports coverage you can add optional sports and hazardous activities coverage, with the Diplomat Long Term. And, if you want to choose plans with limited benefits, you can opt for Visitors Care, and Safe Travel Elite.
You will have to pay the premium upfront for the number of days you sign up for the policy. If you would like to pay monthly premiums, you can apply for the plan for a month and remember to renew the policy before it expires. It is effortless to forget to renew the policy, and hence it is a good practice to sign up and pay the premium upfront for the number of days you need the Visitor Insurance from India to the USA.
Typically, travel plans bought in India can work in the US Even if these plans work, they may not be recognized in the US. Members may be asked to pay medical bills, hospitalization charges, and other laboratory tests from their pockets which might not always be the most convenient and economical. Buying a plan from the US certainly is better as the providers in the US recognize the plan.
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