Chat With Us 
Travel Insurance for Indian Visitors to the USA from India
Planning to visit the USA from India? Whether you are an Indian parent visiting your children, a student, a tourist, or a business traveler, securing the right travel insurance is essential. Visitor Guard®, with over 20 years of experience, offers comprehensive insurance plans to ensure your trip is safe and worry-free.
If you are traveling to the United States as a tourist, to meet your kids, or because of any personal or professional reasons, the best travel insurance for the USA from India guarantees the financial aid you need in case you face any health issues.
While it is not mandatory to purchase visitor medical insurance for travel to the USA from India before your departure, it is highly recommended. However, you do have the flexibility to buy these insurance plans either before you start your trip or even after you arrive in the US.
At Visitor Guard®, we have insured countless Indian travelers in the past, and we would be delighted to provide you with our top-rated insurance plans to ensure your trip is safe and worry-free.
Travel Insurance for USA from India - Comprehensive Plans
Best medical insurance for visitors to USA from India
Safe Travel USA Comprehensive
$73 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $5000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
- Coverage for 1 episode of Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Patriot America Plus
$75 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $2,500
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
Venbrook Basic
$68 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1000,000
- Deductible options from $0 to $5000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, ADD
- Coverage from 5 days to 364 days
- Brochure
- Review Plan
Venbrook Premier
$74 / mo For age 45 years with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1000,000
- Deductible options from $0 to $5000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid 19
- Coverage for Acute Onset of Pre-existing conditions up to age 69
- Coverage from 5 days to 364 days
- Brochure
- Review Plan
Travel Insurance to USA from India – Limited Benefit Plans
Visitors Care Insurance
$31 / mo For age 45 year with $50,000 plan and $100 deductible- Plan maximum limits ranging from $25,000 to $100,000
- Deductible options of $0, $50, $100 (varies by age)
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
Safe Travels Elite
$38 / mo For age 45 year with $50,000 plan and $0 deductible- Plan maximum limits ranging from $25,000 to $170,000
- Deductible options $0; For ages 79 to 89 yrs: $100, $200
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for 1 Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Best Travel Insurance for USA from India Cost in 2025
Average cost of medical insurance for visitors to the USA from India
S.no | Insurance Plans | Plan Medical Limit | Deductible | Plan Cost* |
|---|---|---|---|---|
| 1 | Visitors Care | $25,000 | $100 | $20 - $72 |
| 2 | Safe Travels Elite | $25,000 | $0 | $25 - $99 |
| 3 | Venbrook Premier | $50,000 | $250 | $76 -$352 |
| 4 | Safe Travel Comprehensive | $50,000 | $250 | $89 - $352 |
| 5 | Patriot America Plus | $50,000 | $250 | $76 - $249 |
| 6 | Atlas America | $50,000 | $250 | $75 - $344 |
| 7 | Visit USA Budget | $50,000 | $250 | $31 - $81 |
| 8 | Safe Travels USA | $50,000 | $250 | $82 - $243 |
| 9 | Diplomat America | $50,000 | $250 | $121 - $342 |
*Average cost of US Visitor Insurance plans is based on quotes for a person traveling to the US for a 1-month trip. Premium is dependent on age, number of days, policy maximum and deductible amount
Understanding Coverage for Indian Travelers to USA
While travel insurance is not legally mandatory, it is highly recommended due to the high cost of healthcare in the USA. Many Indian visitors fail to invest in travel insurance from India to the USA. Here are key reasons to consider:
- Emergency Medical Expenses: Covers hospitalization, doctor visits, surgeries, and prescription medications.
- Dental Emergencies: Some plans cover dental issues arising during travel.
- Accident and Sickness Coverage: Doctor visits for new unexpected illnesses or accidents, including diagnostic blood work, x rays, MRI’s etc.
- Pre-existing Conditions: Coverage for the acute onset of pre-existing conditions.
- Trip Interruption: Reimbursement for trip interruptions because of a covered incident
- Baggage Loss/Delay: Compensation for lost, stolen, or delayed luggage.
Why choose us for Travel Insurance from India to USA?
Visitor Guard® stands out from other insurance providers, making us the preferred choice for thousands of clients worldwide. Here is why you should purchase your Visitor or Travel Insurance for your trip from India to the USA with us:
- Competitive Rates: We offer a wide range of insurance plans, allowing you to compare and choose the one that best fits your budget without compromising on coverage.
- Transparent Policies: Our plans are straightforward with no hidden fees or unexpected charges, ensuring clarity and trust.
- Tailored Plans: We understand that every traveler is unique. That is why we offer customizable insurance options to meet your specific health and travel needs.
- 24/7 Customer Support: Our dedicated support team is available around the clock to assist you with queries, emergencies, or claims, no matter where you are.
- Smooth Claim Process: We pride ourselves on a hassle-free claims process with a high success rate, ensuring prompt settlements to minimize your stress during emergencies.
US Embassy and Consulates in India:
Here are the locations of the US Embassy and Consulates in India:
- Working Hours: Monday-Friday (9 AM-5 PM) (except on holidays)
- Email: [email protected]
- Website: https://in.usembassy.gov/
US Embassy, New Delhi
- Address: Shantipath, Chanakyapuri New Delhi - 110021
- Phone: 011-91-11-2347-2000
US Consulate General, Kolkata
- Address: 5/1, Ho Chi Minh Sarani Kolkata - 700071
- Phone: 011-91-11-2347-2000
US Consulate General, Chennai
- Address: No. 220, Anna Salai Chennai - 600006
- Phone: 011-91-44-2857-4000
US Consulate General, Kolkata
- Address: C-49, G-Block, Bandra Kurla Complex Bandra East, Mumbai - 400051
- Phone: 011-91-22-2672-4000
US Consulate General, Hyderabad
- Address: Paigah Palace 1-8-323 Chiran Fort Lane, Begumpet Secunderabad - 500003 Andhra Pradesh
- Phone: 011-91-40-40338300
Indian Embassy in the USA
The Indian Embassy in the United States of America is located at the following address.
Embassy of India, Washington DC
- Address: Chancery-I, 2107 Massachusetts Avenue, NW, Washington, D.C., United States of America.
- Phone No. : (202) 939-7000
- Email: [email protected]
Consulate General of India, New York
- Address: 3 East 64th Street(Between 5th and Madison Avenues)New York, NY 10065
- Phone No. : (212) 774-0600
Consulate General of India, Atlanta
- Address: 5549 Glenridge Drive NE, Atlanta, GA 30342
- Phone No. : (213) 213-5019
Check here for more Indian Consulates in USA.
Entry Information for Indians
Travelers from India to the U.S. should be aware of several crucial details before their trip. One of the most crucial aspects is understanding passport and visa policies. Here is what you need to prepare:
- Valid Passport: With sufficient blank pages.
- US Visa: Based on travel purpose (B1/B2 for tourists, F1 for students, etc.).
- Proof of Funds: Bank statements, employer letters, etc.
- Return Flight Details: Evidence of travel plans.
Understanding the U.S. Visa Process
Applying for a U.S. visa from India can seem overwhelming, but understanding the basics makes the process smoother. The U.S. offers various visa types for tourists, students, and immigrants, categorized based on the purpose of your travel. Knowing which visa suits your needs is the first step towards a successful application.
Travel Documents & Requirements for USA travel from India
If you travel from India to the United States, you must have a valid passport and a visa. You will also need to provide evidence of your purpose of travel, such as a letter from your employer or an invitation from a friend or relative in the United States. Additionally, you may need to provide proof of your financial ability to support yourself during your trips; These could be bank statements or a letter from your employer indicating your salary. You also need proof of your return flight and other travel plans, such as itinerary, hotel reservations, etc.
It is always a good idea to check with the U.S. embassy or consulate in India for the most up-to-date information on the documents required for travel.
Travel Insurance for USA from India – Highlights
These are the unique features of our visitor/travel insurance from India to the USA:
- Coverage for Individuals and Groups: Flexible plans tailored for solo travelers, families, or large groups.
- Coverage for Students: Special insurance options designed to meet student visa requirements.
- No Specific Paperwork Required: Easy online application process with minimal documentation.
- No Inoculation Required: Travel without the need for additional vaccinations.
- No Medical Exam Necessary for Enrollment: Quick and hassle-free sign-up.
- Comprehensive Medical Coverage: Includes hospitalization, surgery, physician fees, and prescription medications.
- Direct Claims and Customer Service with Our U.S. Office: For faster support and processing.
- Cashless Claim Settlements and Direct Billing: Convenient, stress-free healthcare access when you need it most.
Learn About travel Insurance from India to USA
It is a long journey from India to the US. Ensure a safe and worry-free trip by purchasing the best travel insurance tailored to your needs.
How do you choose between all the different options
With multiple travel insurance plans available, selecting the right one can be confusing. The best approach is to opt for a comprehensive policy, especially if you have pre-existing conditions. While most plans do not cover pre-existing conditions, look for one that covers the acute onset of pre-existing conditions (a sudden or unexpected recurrence of a previously diagnosed medical condition)
Atlas America and Patriot America Plus provide ideal Travel Insurance for parents visiting the USA.
Atlas America and Patriot America Plus are excellent choices, offering comprehensive coverage ideal for parents visiting the USA. Both plans provide outstanding customer service, flexible refund and renewal options, and user-friendly online portals with tutorials and detailed coverage information.
Two other great options to consider are the Safe Travel USA Comprehensive, and Venbrook Premier known for providing the best insurance for parents and being highly recommended for parents traveling from India to the USA.
Medical Benefits included in Travel Insurance to USA
Hospitalization
After your deductible is met, your plan provides benefits up to your policy maximum on comprehensive policies or up to a pre-defined limit on a fixed benefit plan.
Doctor Visits
Your insurance can cover up to a chosen policy maximum on a comprehensive policy or a pre-defined limit on a fixed benefit plan.
Dental
Many insurance plans include some dental coverage, protecting you in case of an injury or pain to your sound natural teeth.
Diagnostics
Most plans include coverage for diagnostic tests such as blood work, x-rays, MRIs, and other procedures for new illnesses/injuries.
Prescriptions
Prescription benefits cover new prescriptions if purchased during the dates the policy is in effect.
Pre-Existing Conditions
An acute onset of a pre-existing condition, can be covered by many visitors travel insurance if you are under 70 years old.
Buy the best Travel Insurance from India to USA
Benefits from the time you leave your country for hospitalization, ambulance, evacuation prescription drugs and acute onset of a pre-existing condition. No medical examinations required; Easy online application. Confirmations including ID Cards received immediately.
Purchase Now
Things to Do in the USA
The United States is a dream destination for many travelers from India, offering a diverse range of experiences, from natural wonders to vibrant cities. Whether you are a student, a parent visiting your children, or a professional on a business trip, the U.S. has something special for everyone.
Best Time to Visit the USA
While summer sees the highest number of visitors from India, the ideal times to explore the U.S. are during spring (March to May) and autumn (September to November). These seasons offer pleasant weather, fewer crowds, and stunning natural scenery.
Must-Visit Places and Top Activities in the USA
Niagara Falls - A visit to the U.S. is incomplete without experiencing the breathtaking Niagara Falls, one of the largest and most famous waterfalls in the world. Located on the border of New York and Canada, visitors from India can enjoy stunning views, boat tours like the Maid of the Mist, and nearby attractions such as the Niagara Falls State Park.
New York City:The iconic New York City is a bustling metropolis brimming with world-famous landmarks and cultural hotspots. Key attractions include:
- Statue of Liberty: A symbol of freedom and democracy.
- Empire State Building: Offering panoramic views of the city skyline.
- Central Park: Perfect for leisurely strolls and outdoor activities.
- Broadway Shows, SoHo galleries, and the vibrant nightlife in neighborhoods like the Lower East Side.
Grand Canyon: The Grand Canyon, a UNESCO World Heritage Site, is one of the most awe-inspiring natural wonders in the world. Located in northern Arizona, its vast, colorful rock formations carved by the Colorado River over millions of years offer breathtaking vistas. Popular activities include hiking, helicopter tours, and river rafting.
Las Vegas: Known as "The Entertainment Capital of the World," Las Vegas is famous for its dazzling nightlife, luxury hotels, world-class dining, and vibrant entertainment scene. Visitors can enjoy:
- The Strip: A stretch filled with themed casinos, extravagant shows, and fine dining.
- Live performances: From Cirque du Soleil to top global artists.
- Day trips to nearby natural attractions like the Red Rock Canyon.
Travel Insurance for USA from India - FAQ
While travel insurance is not legally mandatory for travelers from India entering the U.S., it is highly recommended. The U.S. has one of the most expensive healthcare systems globally, and medical expenses can be overwhelming, even for minor treatments.
Whether you are visiting as a tourist, on a student visa, or an immigrant visa, purchasing adequate travel insurance provides financial protection against unexpected medical emergencies, trip cancellations, and other unforeseen events during your stay. Comprehensive insurance plans can cover hospital visits, doctor consultations, and even emergency evacuations.
Visitor Guard® has several comprehensive and limited benefit visitor insurance plans for tourists. If you wish to purchase one for your recent visit, contact us. Know more about this.
It is generally recommended to buy travel insurance plans from the U.S. because these plans are widely recognized by hospitals and clinics across the country. This recognition ensures a smoother claims and reimbursement process in case of medical emergencies.
On the other hand, standard health insurance plans from India may not cover medical expenses in the U.S., or even if they do, the coverage may not be recognized directly by U.S. healthcare providers. This often requires travelers to pay out-of-pocket for medical services and seek reimbursement after returning to India—a process that can be both time-consuming and complicated.
The cost of visitor insurance varies based on several factors, including:
- Duration of Coverage: The longer your stay, the higher the premium.
- Age of the Traveler: Older travelers generally face higher premiums.
- Policy Maximum: Plans with higher coverage limits will cost more.
- Deductible Amount: Choosing a lower deductible increases the premium, while a higher deductible can reduce costs.
- On average, visitor insurance can range from $50 to $200 per month for basic coverage. Comprehensive plans with higher coverage limits may cost more, especially for older travelers or extended stays.
The amount of medical insurance you need depends on several factors, including your age, health condition, and length of stay. Plans typically offer coverage ranging from $25,000 to $8 million. Given the high cost of healthcare in the U.S., it is challenging to predict the exact amount of coverage you might need as it would depend on what you are being treated for.
For a short visit with no pre-existing conditions, a policy with a $50,000 coverage limit may be sufficient. However, for older travelers or those with health concerns, it is advisable to opt for a higher coverage amount. For instance, if hospitalization for a serious condition is required, costs can quickly escalate, making a higher policy maximum essential.
Our agents can help you choose the right plan based on your specific needs, age, and travel duration.
When choosing travel insurance for the USA from India, consider your specific needs, such as coverage limits, medical conditions, and trip duration. Some of the popular comprehensive travel insurance plans for Indian tourists include:
- Safe Travel USA Comprehensive
- Patriot America Plus
- Venbrook Premier
- Atlas America
If you are looking for sports coverage, you can add optional coverage for sports and hazardous activities with the Diplomat Long Term plan.
For those who prefer limited benefit plans, options like Visitors Care, Venbrook Basic and Safe Travel Elite offer affordable coverage with basic benefits suitable for short trips
Visitor travel insurance premiums are typically paid upfront for the entire duration of the policy. If you would prefer to make monthly payments, you can purchase coverage for one month at a time and renew it as needed. However, this approach requires you to remember to renew the policy before it expires, which can be easy to overlook.
To avoid the hassle of renewals and ensure continuous coverage, it is often best to pay the premium upfront for the entire duration of your stay.
Typically, travel plans bought in India can work in the US Even if these plans work, they may not be recognized in the US. Members may be asked to pay medical bills, hospitalization charges, and other laboratory tests upfront which might not always be the most convenient and economical. Buying a plan from the US certainly is better as the providers in the US recognize the plan.
More about Travel Insurance from India to USA
PPO Network Search
What is a Preferred Provider Organization (PPO) Network and how to search providers in.
Explore More
7 Best Visitor Insurance With COVID-19 Coverage 2025
This COVID-19 situation has locked us in our homes and restricted us from moving.
Explore More