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Affordable Dental Insurance for International Students in USA
Dental care in the USA can be expensive, often requiring significant out-of-pocket cost. Dental Insurance for International Students and visitors helps cover dental checkups and treatments, protecting your finances while ensuring good oral health
Visitor Guard® is a highly rated insurance company in the USA, offering affordable and trusted dental insurance tailored to international students and visitors in the USA. Travel with peace of mind knowing you are covered.
Why Dental Insurance is Essential for International Students and Visitors
Many travelers to the US, including students and exchange visitors on F or J visas, often purchase visitor medical insurance without realizing that these plans offer limited dental coverage. Most visitor health insurance plans only cover dental injuries or sudden pain for sound natural teeth, often with low coverage limits. Dedicated dental insurance helps cover routine checkups and emergency treatments, avoiding unexpected costs.
Popular Plans for Dental Insurance for International Students & Visitors to USA
Based on eligibility, there are two options to choose from. If you are a visitor to the US, you can consider the Dental insurance option. As International students, you can consider either the Dental or the Medical and limited Dental option.
1. Dental and/or Vision Plan: Visitors, students and residents in the US can apply online and pay monthly. This plan is a discount plan and offers coverage for dental care with an option to add vision coverage.
2. Medical Plan with Limited Dental Coverage: The Patriot Exchange insurance plan is a great option for students on F or J visas, providing medical insurance with some dental benefits.
Dental insurance
$20.00 / mo Basic Plan- Choice of Essential, Advantage and Advantage Plus
- No waiting periods on most of the services.
- No enrollment fee
- Benefits include Preventative, basic, major and Orthodontic services
The Primestar Dental Plan is available for visitors and US residents. Coverage for individual 18+ (including seniors) for office visits, routine cleanings, x-rays, sealants etc. Brochure
Medical & Limited Dental Coverage
$48.00 / mo For a 24 year old with $50,000 plan maximum- $500 for dental injury due to an accident
- $350 for sudden dental emergency
- Hospitalization, Dr office visits, Prescription drugs
- Meets J1 visa and most US university requirements
Patriot Exchange Plan is ideal for international exchange students and scholars on F, J, or M visas. The plans dental+medical combo protection is mainly medical with limited dental benefits. The plan meets visa & school requirements. Brochure
How Dental Insurance for Visitors to USA Works and Where to get?
Dental insurance for visitors to USA works similarly to health insurance. You pay a monthly premium, and the insurer helps cover costs of office visits for routine checkups, and a percentage of the cost for major dental procedures and more. Most international student dental insurance policies partner with a “network” of dentists who are willing to accept your dental coverage.
Visiting an in-network dentist maximizes your savings, while out-of-network visits may result in higher costs.
For many visitors working long or short term in the US, dental insurance for visitors to the USA is obtained through their employer. This allows them to get coverage at a low rate as their employer is purchasing care on a large scale. But if your employer does not offer dental coverage, or if you are visiting the country temporarily, then you may need to find insurance for dental coverage on your own. In such cases, you can purchase individual dental insurance like the Prime Star dental plans, which offer flexible coverage and pricing. You can consider the Prime Star dental insurance plan for visitors to the USA if you are just visiting the US for a short stay. The plan is available for senior visitors and can cover office visits, routine cleanings, x-rays and more. You do not need a social security number to apply. You can find the plan that is the best fits your needs based on the amount of coverage and how much you would like to pay, making it easy to get dental insurance for visitors to the USA.
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Benefits of Dental Insurance for International Students & Visitors
Standard travel insurance is not always enough. Those plans provide very little coverage for emergency dental care. This is when dental insurance for visitors to the USA comes to the rescue!
- Dental coverage: Dental insurance for visitors to the USA provides coverage for preventive, basic and major dental treatments that are not covered by standard travel insurance plans.
- Cost Savings: Dental insurance for visitors to the USA reduces expenses for routine check-ups and emergency dental treatments
- Preventive care: These insurance plans also provide coverage for preventative care promoting regular dental visits and early problem detection.
- Travel stress-free: With dental insurance for visitors to the USA enjoy your stay without worrying about unexpected dental costs.
Why Choose us for Dental Insurance for International Students & Visitors
Visitor Guard® provides the best value when it comes to purchasing dental insurance for international students and visitors.
- Global presence: Visitor Guard® provides services to visitors from all round the globe.
- Trusted policies: Choose the best dental insurance plans for international students which are affordable and reliable.
- All-time support: Assistance whenever you need.
- Secure Transactions: Visitor Guard® makes sure that you make purchases safely and smoothly.
- Quick claims: Hassle free and efficient claim processing.
Dental and Medical Insurance Cost in USA
Age |
Plan Medical Limit | Insurance |
|---|---|---|
Less than 25 years | $100,000 | $57 |
25 to 49 years |
$100,000 | $75 |
50 to 59 years |
$100,000 | $161 |
Dental and Medical Plan
Patriot Exchange Standard plan not only meets the requirements as per the US government’s J visa medical insurance specifications but is popular with international students on an F visa as well. The plan provides comprehensive per injury/sickness health insurance.
When insured through the Patriot Exchange Standard plan the cost of emergency dental treatment and dental surgical procedures necessary to restore or replace sound natural teeth lost or damaged in an accident can be covered as per the Schedule of benefits. These dental insurance plans for visitors to the USA provide coverage for the necessary treatment for sudden, unexpected dental pain to sound natural teeth up to a limit of $350. You can review the benefits in the Brochure.
You can get a quote as well as Apply For The Patriot Exchange Insurance within a few minutes and receive your insurance documents at the email address you provide. Visitor Guard® also provides medical insurance plans for international students, J1 visa holders, student travel insurance, and Adventure Sports Travel Insurance.
Dental Insurance through ACA and Employer
U.S. citizens can obtain dental insurance through the Affordable Care Act (ACA). While ACA mandates dental coverage for children, it is optional for adults. Dental insurance through ACA is only available when purchasing a healthcare plan, but private plans like Prime Star can be purchased independently.
Employer-sponsored dental plans are typically available during annual open enrollment or after qualifying life events. If employer coverage is not available, individual plans offer flexible enrollment periods.
When purchasing through the ACA, you can only buy a dental insurance plan for students when also buying a healthcare plan. If buying through an employer, you can buy visitor dental insurance without also buying health insurance. If you are buying a plan like the Primestar Dental Plan and Patriot Exchange Plan, then you can make your purchase at any time, regardless of the open enrollment period.
When purchasing through the ACA, you can only buy a dental insurance plan for students when also buying a healthcare plan. If buying through an employer, you can buy visitor dental insurance without also buying health insurance. If you are buying a plan like the Primestar Dental Plan and Patriot Exchange Plan, then you can make your purchase at any time, regardless of the open enrollment period.
How to Apply for Dental Insurance for International Students and Visitors
Enter your zip code to find plans tailored to your needs.
Evaluate coverage, pricing, and benefits for visitors’ dental insurance plan.
Complete the online application.
Get your insurance documents via email.
Best Dental Insurance Plan for Visitors to the USA – Prime Star
Affordable dental coverage is available to US residents and visitors (including elderly) who are at least 18 years old, as well as their dependents, through the Primestar dental insurance plan for visitors to the USA. Coverage is provided for preventive, basic, and major dental services.
The Primestar Dental Insurance Plans for visitors to the USA has different options based on the zip code. Plans and benefits vary by state. The policy also offers an option to add Primestar Vision at an additional cost with immediate coverage for eye exams, lenses, frames/contacts, and standard vision services. See More.
PrimeStar Vision Insurance Plans Offer:
- No waiting periods for immediate coverage
- VSP or EyeMed networks for the greatest savings
PrimeStar Visitors Dental Insurance Offer:
- Two dental exams and cleanings per benefit year
- Up to $2,000 Maximum Benefit per year (varies by choice of plan)
- The Ameritas Dental Network, one of the largest in the nation
Dental Insurance for International Students and Visitors
Dental insurance is a smart investment if you are traveling to the United States for work, leisure, or education. With the correct plan, you can save a lot of money over time while maintaining manageable monthly expenses. Plans such as those provided by Visitor Guard® are the ideal choice for you.
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Dental Insurance for International Students and Visitors FAQ
When you sign up for the visitors dental insurance you will pay monthly premiums. Every month your credit card will be charged the monthly premium. In the event you no longer require the plan, you can send a written request to cs@ameritas.com to cancel the plan.
Yes, you can sign up only for dental insurance or add vision if needed.
An email is sent to you after you submit the application. ID cards are not available on all plans. If your plan has an ID card, you can access it in your member account online and in the Ameritas Benefits app.
Some plans do not issue cards. In place of an ID card, you may give your member ID, which includes your policy/division/certificate number.
If you need assistance, please contact Individual dental and vision policyholder:
Call 800-300-9566, option 3 or email cs@ameritas.com.
You can visit any dentist, in- or out-of-network. Family members are free to visit different providers.
Find a Dental Provider near you.
The Ameritas Dental Network is one of the nation’s largest and can provide a discount of 25- 50% than their regular rates, which can lower your out-of-pocket costs.
Claims can be submitted to Ameritas at:
Group Claims Mailing Address:
PO Box 82520
Lincoln, NE 68501
Email: group@ameritas.com
Call: 800-487-5553
Download and fill out the following form.
Dental Group Claim Form
The monthly premiums of dental insurance for visitors to the USA primarily depends on the amount of coverage and plan you opt for.0. T Monthly premiums typically range from $19 to $50.
Yes! Private dental insurance can be purchased year-round, while public plans through the marketplace typically follow specific enrollment periods.
To purchase dental insurance for students, follow the steps below:
- Check if you can purchase group dental insurance.
- If you are not eligible for that, purchase individual dental insurance policies for students.
- Study about the coverage the plan provides.
It is very easy to make purchases with Visitor Guard®! Enter your age, duration of travel, and other details on the form provided above, and get your quote today!
Dental checkups without insurance can cost between $50 and above. Insurance significantly reduces these expenses.
Without insurance, here are some approximate costs:
Dental cleaning (basic) — $98
Dental exam — $55 to $87
Dental X-ray — $48 to $101
Cavity filling — $146 to $174
Tooth extraction — $135 to $500
Root canal — $1,109
Crown — $1,416
Dental implant — $2,000
Stay prepared and protect your dental health while studying or visiting the USA with Visitor Guard®’s affordable dental insurance plans.
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