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Affordable Dental Insurance for International Students in USA

Dental checkups in the USA can cause a lot of money which otherwise could be invested in other important things. Dental Insurance for International Students provides coverage for dental checkups so that you don’t have to make a hole in your pocket. Contact Visitor Guard® and purchase your dental insurance for visitors to the USA. Be prepared and travel stress-free.

Visitor Guard® is a highly rated insurance company in the USA, which offers trustworthy and affordable dental insurance for International Students and dental insurance for all visitors to USA.

Many travelers to the US visiting relatives and friends or who come travel to the US for studying or research either as an international student or Exchange visitor buy visitors insurance but often don’t realize that the visitor’s insurance plans are medical plans and have no or very little coverage for dental emergencies depending on the plan. 

Most visitor’s health insurance plans include coverage for dental injury or may have little coverage for sudden pain for sound natural teeth. For such cases, purchasing dental insurance for visitors to the USA becomes really important. 

Dental insurance for international students

 

Popular Plans for Dental Insurance for International Students & Visitors to USA

There are two options that you can consider. One plan provides you with a choice of Dental and/or Vision. You can apply online for the plan and pay on a monthly basis.  The second option would be medical with some coverage for dental. If you are a student on an F or J visa and require medical along with some dental, the Patriot Exchange insurance is a good option to consider.  

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Dental insurance

$20.00 / mo Basic Plan
  • Choice of Essential, Advantage and Advantage Plus
  • No waiting periods on most of the services.
  • No enrollment fee
  • Benefits include Preventative, basic, major and Orthodontic services
Quote

The Primestar Dental Plan is available for visitors and US residents. Coverage for individual 18+ (including seniors) for office visits, routine cleanings, x-rays, sealants etc. Brochure

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Medical & Limited Dental Coverage

$48.00 / mo For a 24 year old with $50,000 plan maximum
  • $500 for dental injury due to an accident
  • $350 for sudden dental emergency
  • Hospitalization, Dr office visits, Prescription drugs
  • Meets J1 visa and most US university requirements
Quote

Patriot Exchange Plan is ideal for international exchange students and scholars on F, J, or M visas. The plans dental+medical combo protection is mainly medical with limited dental benefits. The plan meets visa & school requirements. Brochure

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How Dental Insurance for visitors to USA Works and Where to get?

Dental insurance for visitors to USA works similarly to health insurance. You pay a monthly premium so that the insurer helps cover the costs of office visits for routine checkups to major care needs. Most international student dental insurance policies identify a “network” of dentists who are willing to accept your dental coverage.

If you choose one of the dentists in the network, then most or all of your visits can be covered by the international student dental insurance plan. But if you pick a doctor outside of the network, you will not be able to save money with the plan. 

For most people, dental insurance for visitors to the USA is obtained through their employer. This allows them to get coverage at a low rate as their employer is purchasing care at a large scale. But if your employer does not offer dental coverage, or if you are visiting the country temporarily, then you may need to find insurance for dental coverage on your own.

You can now consider the Prime Star dental insurance plan for visitors to the USA and purchase a policy even without the help of an employer. This will allow you to find the plan that is the best fit from both the perspectives of how much coverage you need and how much you would like to pay, making it easy to get dental insurance for visitors to the USA.

Get Quote Now

Benefits of Dental Insurance for International Students & Visitors

Standard travel insurance is not always enough. Those plans provide very little coverage for emergency dental care. This is when dental insurance for visitors to the USA comes to the rescue!

  1. Dental coverage: Dental insurance for visitors to the USA provides coverage for certain dental treatments that are not covered by standard travel insurance plans.
  2. Saves money: Dental insurance for visitors to the USA saves a lot of money that would have been spent on just visiting a dentist without insurance.
  3. Preventative care: These insurance plans also provide coverage for preventative care.
  4. Boost productivity: Dental insurance for visitors to the USA reduces lost work hours by providing you proper treatment and boost productivity.
  5. Travel stress-free: With dental insurance for visitors to the USA don’t worry about your dental health while traveling. 

Why choose us for Dental Insurance for International Students & Visitors

Visitor Guard® provides the best value when it comes to purchasing dental insurance for international students and visitors.

  1. Global presence: Visitor Guard® provides services to visitors from all round the globe.
  2. Trusted policies: Choose the best dental insurance plans for international students at the best rates.
  3. All time support: We are always there to solve your problems.
  4. Secured purchase: Visitor Guard® makes sure that you make purchases safely ans smoothly.
  5. Quick claims: Make quicker claims without any hassle. 

Dental Insurance Cost in USA

Age

Plan Medical Limit

Insurance
Price (per month)

Less than 29 years

 

$100,000

$44

30 to 49 years

 

$100,000

$61

30 to 59 years

$100,000

$132

Dental and Medical Plan

Patriot Exchange provides comprehensive per injury/sickness health insurance and meets the requirements as per the US government’s J visa medical insurance specifications and is popular with international students on the F visa as well.  

When insured through the Patriot Exchange Standard plan the cost of emergency dental treatment and dental surgical procedures necessary to restore or replace sound natural teeth lost or damaged in an accident can be covered as per the Schedule of benefits.  These dental insurance plans for visitors to the USA provide coverage for the necessary treatment for sudden, unexpected dental pain up to a limit of $350. You can review the benefits in the Brochure.   

You can get a quote as well as Apply For The Patriot Exchange Insurance within a few minutes and receive your insurance documents at the email address you provide. Visitor Guard® also provides medical insurance plans for international students, J1 visa holders, student travel insurance, and Adventure Sports Travel Insurance.

Dental Insurance through ACA and Employer

If you are a U.S. citizen, you can also obtain dental insurance for students through the Affordable Care Act.

Because the ACA makes offering healthcare mandatory for employers, you may wonder whether having dental insurance for students is required by law. The short answer is that for you the person securing insurance, you do not have to purchase dental insurance. However, Dental Insurance Must Be Made Available to children as part of the Affordable Care Act. But just because it is available to you does not mean you have to purchase it. Dental insurance does not have to be made available to adults as part of the ACA.

When purchasing through the ACA, you can only buy a dental insurance plan for students when also buying a healthcare plan. If buying through an employer, you can buy visitor dental insurance without also buying health insurance. If you are buying a plan like the Primestar Dental Plan and Patriot Exchange Plan, then you can make your purchase at any time, regardless of whether your employer or the ACA is having an enrollment period.

dental insurance for visitors to usa

If you are obtaining visitor dental insurance through your employer, you will basically have two opportunities each year to purchase it. One is during your employer’s annual open enrollment period, and the other is if you were receiving insurance through your spouse’s employer but something changes in their employment status. Outside of those two events, your employer will not offer you dental insurance, but you can find a plan on your own and opt into that.

How to Apply for Dental Insurance for International Students and Visitors

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Check Available Plans

Enter your zip code to see available plans catered to your specific needs

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Compare Plans

Compare visitors dental insurance plans considering pricing, coverage amount, benefits, and exclusions.

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Apply For a Plan

Purchase a plan by completing the application.

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Email Confirmation

Receive the insurance confirmation to the email address

Best Dental Insurance Plan for Visitors to the USA – Prime Star

The Primestar dental insurance plan for visitors to the USA offers affordable dental coverage for US residents and visitors who are at least 18+ (including seniors) and their dependents. Coverage is provided for preventive, basic, and major dental services. 

The Primestar Dental insurance Plan for visitors to the USA has choices of Essential, Advantage, and Advantage Plus options. The policy also offers an option to add Primestar Vision at an additional cost with immediate coverage for eye exams, lenses, frames/contacts, and standard vision services. See More.

PrimeStar Vision Insurance Plans Offer:
  • No waiting periods for immediate coverage
  • VSP or EyeMed networks for the greatest savings
PrimeStar Visitors Dental Insurance Offer:
  • Two dental exams and cleanings per benefit year
  • Up to $2,000 Maximum Benefit
  • The Ameritas ​Dental ​Network, one of the largest in the nation
check dental insurance plans for visitors and students
Prime Star Dental Insurance

Dental Insurance for International Students and Visitors

If you are visiting the U.S. for school or work, dental insurance is a wise investment. With the right plan, you can keep monthly costs manageable while saving yourself significant expenses in the long run. Plans like those offered by Visitor Guard® offer a perfect option for you.

Purchase Now

Dental Insurance for International Students and Visitors FAQ

When you sign up for the visitors dental insurance you will pay monthly premiums. Every month your credits card will be charged the monthly premium. In the event you no longer require the plan, you can send a written request to cancel the plan at cs@ameritas.com  

Yes, you can sign up only for dental insurance. If you require vision coverage as well, you can add vision coverage when you sign up.  

Yes, you can sign up only for dental insurance for international students & visitors. If you require vision coverage as well, you can add vision coverage when you sign up.  

You can visit any dentist, in- or out-of-network. Family members are free to visit different providers. 

 Find a Dental Provider near you. 

 The Ameritas Dental Network is one of the nation’s largest and can provide a discount of 25- 50% than their regular rates which can lower your out-of-pocket costs. 

Claims can be submitted to Ameritas at: 

Group Claims 

PO Box 82520
Lincoln, NE 68501   

or by fax at 402-467-7336 or email group@ameritas.com  

The cost of dental insurance for visitors to the USA primarily depends on the amount of coverage and the trip duration. The cost of dental insurance for students can be as low as $19 per month and can be as high as $50 per month.

Yes, you can buy dental insurance for students anytime given that you are making the purchase from the private market. But in case you are planning to buy public dental insurance for students, you will have to wait till the enrolments for the same opens up.

To purchase dental insurance for students, follow the steps below:

  1. Check if you can purchase group dental insurance.
  2. If you are not eligible for that, purchase individual dental insurance policies for students.
  3. Study about the coverage the plan provides.

 

It is very easy to make purchases with Visitor Guard®! Enter your age, duration of travel, and other details on the form provided above, and get your quote today!

In the US, the cost of a dental checkup without insurance can range between $50 and $150 which is quite a lot! Purchase dental insurance for visitors to the USA to save your hard-earned money. Contact Visitor Guard®  today!

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