Chat With Us 
Petersen International Underwriters
Peterson International Underwriters is recognized nationally and internationally for providing insurance solutions for medical, life, disability, and contingency risks. PIU has been operating for the last 40 years and has the underwriting capacity, which allows them to cover those risks that traditional insurance carriers will not take or insure.
The plan has disability insurance for individuals, blue & grey collars, brokers & traders, chiropractors, dentists, the entertainment industry, legal professionals, physicians, and surgeons, and more. The plans protect an athlete, a person, and even an employee if they can no longer work.
Peterson International Underwriters has policies that cover kidnap and ransom, brand protection, high limit accident, and more. The company is licensed in all 50 states, Washington D.C, and Canada, but not all products are available in all states or countries.
Petersen International Underwriters Plans
USAway Major Medical
$149 / mo For age 45 years with $50,000 plan and $500 deductible- Available for ages 30 days to 84 years
- Plan maximum limits ranging from $50,000 to $5 million
- Deductible options from $0 to $5,000
- Coverage for Hospitalization, Physician Visits, Prescription Drugs
- Emergency Evacuation and AD&D benefits
- Trip Cancelation and Lost luggage benefits
- Brochure
Bridge Plan (A and B)
$258 / mo For age 60 years with $100,000 plan and $10K deductible for Part A and B- Available for ages for 60 years
- Choice of either Part A, Part B or both
- Part A includes hospitalization, hospice facilities, skilled nursing facility, home healthcare
- Part B includes physicians and surgeons, supplies, therapy and ambulance, x-ray, lab work
- Plan maximum limits ranging from $100,000 to $1 million
- Deductible options from $1000 to $10,000
- Brochure
INTERNATIONAL MAJOR MEDICAL
$149 / mo For age 45 years with $50,000 plan and $500 deductible- Available for ages 30 days to 84 years
- Plan maximum limits ranging from $50,000 to $5 million
- Deductible options from $0 to $5,000
- Coverage for Hospitalization, Physician Visits, Prescription Drugs
- Emergency Evacuation and AD&D benefits
- Trip Cancelation and Lost luggage benefits
- Brochure
KIDNAP AND RANSOM INSURANCE
- Available for ages over 25 years
- Coverage available for Personal or Corporate net worth.
- Coverage for Kidnapping, Extortion, Detention and Hijacking
- Coverage includes ransom reimbursement and loss of income benefits during detention
- Personal accident benefits including death and disability
- Reward payments for informants
- Brochure
Bridge Major Medical
Bridge Major Medical Plan is a medical insurance platform catering to US residents who are waiting for Medicare eligibility. This is a go-to gap medical product for persons aged 60 years and above and who are not yet eligible for Medicare, or who have missed their Medicare enrollment window. If you are on immigration status and yet to get residency in America, Bridge Major Medical can be a perfect solution. Or, if you have been a permanent resident in the US for less than five years and are still not eligible for Medicare can opt for this plan.
The benefits include hospitalization expenses, hospice facilities, skilled nursing facilities, home healthcare, physician and surgeon expenses, ambulance transportation expenses, and more. Benefits included are up to $1 million maximum benefit, with no coinsurance, and copays. The maximum plan life is up to 364-day term and follows a premier PPO network. You can opt for Part A which covers only hospitalization or Part A and B which covers physician and surgeon expenses including in-patient and out-patient services as well as ancillary benefits for supplies, therapy, and ambulance transportation expenses.
USAway Major Medical
USAway Major Medical is short-term medical insurance for Americans living or traveling abroad. The plan is perfect to protect yourself from the high cost of medical injuries and travel emergencies abroad. The policy offers medical coverage up to $5 million besides other medical benefits, ensuring a stress-free vacation. The plan is available for individuals aged from 0 to 84years with a range of policy maximum and deductibles per age.
Traveling abroad with adequate medical coverage can result in a disaster, hence USAway Major Medical can be a great option. Other optional coverages that you can purchase are hazardous sports/activities, and war & terrorism coverage.
Accident Only Major Medical
Accident Only Major Medical is meant for US citizens/residents while they are in the US and its territories. The plan is simple, and comes with no co-pay and coinsurance. Once you meet the deductible, the plan will reimburse 100% of the eligible medical expenses up to the policy maximum.
The plan can be purchased for one month to up to three years. The eligible expenses include hospital charges, physician services, skilled nursing facilities, home health care, ambulance service, prescription drugs, and more. It also includes accidental death coverage of $25,000. Optional coverage is available for hazardous sports.
PIU Insurance Claim
Written notice of a claim must be given to PIU within twenty (20) days after the date Eligible Expenses are incurred, or as soon after that as reasonably possible. Underwriters will furnish forms for filing proof of loss upon receipt of notice of claim. Written proof of loss must be given to Underwriters within ninety (90) days after the date Eligible Expenses are incurred. Failure to furnish written proof of loss within that time will not reduce the claim if it was not possible to give proof within the time required. However, proof may not be furnished later than one (1) year from the time proof is normally required, except in the case of legal incapacity. Written proof of loss includes:
1) Completed claim form.
2) Signed authorization for release of medical records.
3) Original receipts from Providers, or copies of canceled checks or credit card payments plus a copy of a Provider statement or bill.
All receipts must contain legible information to determine the name and address of the Provider; the diagnosis; the treatment rendered; the date of service; and the payment made to Provider. In addition, Underwriters reserve the right to verify Your proof of loss by obtaining any or all necessary medical records or other necessary information from other sources.
PIU Insurance Cancellation Policy
The plans cannot be cancelled, even if the cancellation request is prior to the Effective Date of the Certificate since the Certificate may have been used to fulfill international VISA regulations and/or governmental travel insurance requirements.
Petersen International Underwriter Plans
More About Travel Insurance
How Much Does Visitor Health Insurance USA Cost in 2024-2025?
When looking into how much visitor health insurance costs in the USA, it’s a.
Explore More
Affordable Care Act (ACA)
Demystifying the Patient Protection and Affordable Care Act The Patient Protection and Affordable Care.
Explore More