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International Group Health Insurance

Companies with employees working outside the US find group health insurance providing international coverage invaluable. It is ideal for employees and their families who are outside the US for 6 months or more. Visitor Guard® offers the best International Group Health Insurance for Employees.

Global benefits include an international provider network, comprehensive coverage, and customization that includes a choice of deductible and coinsurance maximum options.

Group life and long-term disability can also be included with health coverage if required. Secure online and mobile services allow the insured access to their medical records from anywhere and everywhere.

Medical assistance service is provided in multiple languages. 

International Group Health Insurance

International Group Health Insurance Coverage

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Major Medical Coverage

US style primary coverage is HIPAA (Health Insurance Portability and Accountability Act) and ERISA (Employee Retirement Income Security Act) compliant

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Global Benefits

Coverage is worldwide and the international provider network makes it convenient to find medical help all over the world.

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Range of Coverage

Doctor office visits, hospitalization, maternity care, medical evacuation and other expenses related to the treatment of illness and injury are covered.

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Wellness and Employee Assistance

Preventive care and full featured employee benefit programs designed to improve the personal health and wellness of the employees are available.

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Optional Coverage

Group life and long term disability insurance can be included in the plan to provide the employee with complete coverage

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Customization

A range of options for deductibles and out-of-pocket maximums allows the plan to be customized as per the needs of the company and its employees.

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Long Term Group Health Insurance for Global Employees

If you have two or more employees and their families who are outside the US for 6 months or more needing health insurance, you can consider the Long Term Group Health insurance.

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Short Term Group Health Insurance 

For employees traveling abroad for less than 6 months, short-term insurance covers the expenses related to new injuries and illnesses. Hospital stays, visits to the doctor, and prescription medications are covered. Emergency medical evacuation and repatriation are also included. 

Short-term group health insurance is ideal for groups of students (e.g. Study Abroad) traveling together outside their home country. Medical expenses outside your home country can be very high and can be an inconvenience during your short stay in a different country.  Short-term group travel insurance provides comprehensive medical coverage for the treatment of new sicknesses and injuries. Benefits like emergency medical evacuation, coverage for terrorism and related events as well repatriation of remains are also part of coverage along with injuries that occur while taking part in popular holiday sports activities such as snowboarding, skiing, and snorkeling.

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Short Term Group Travel Insurance

If you are visitors, missionaries, or students on a Study Abroad tour traveling for a short duration outside your home country you can consider the Short Term Group Health insurance.

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International Group Health Insurance for Employees – FAQs

A group can be formed with a minimum of 2 members.

Yes, only if both are employees and are enrolled as primary members. If either husband/wife is primary and the spouse is enrolled as a dependent this makes it only one member and will require another member to form a group.

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