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Best Travel Insurance for Visitors to the USA from Germany
The US has been a prime destination for travelers from all over the world, including Germany. A trip to the US can only be easy with a travel insurance plan due to the excessive medical charges. Unfortunate medical events can lead to stressful financial situations, so carrying travel insurance for the US from Germany is essential.
Typically, these medical insurance plans cover medical expenses, hospital stays, doctor’s visits, urgent care, acute onset of pre-existing conditions, emergency medical evacuation, COVID-19 treatment, repatriation of remains, AD&D (Accidental Death and Dismemberment), and more. In addition, there are optional add-ons like adventure sports, chaperone and faculty rider, evacuation rider, personal liability, crisis response, etc., for which you need to pay an extra premium.
Buying health insurance for Germans traveling to the US is not mandatory, but it is highly recommended so that they can be financially and mentally prepared in a foreign land. Are you looking for a comprehensive insurance plan? Call Visitor Guard®.
Travel Insurance to USA from Germany – Comprehensive Plans
Safe Travel USA Comprehensive
$73 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $5000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
- Coverage for 1 episode of Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Patriot America Plus
$75 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $2,500
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
Atlas America
$79 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $2 million
- Deductible options from $0 to $5,000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Travel Insurance to USA from Germany – Limited Benefit Plans
Visitors Care
$31 / mo For age 45 year with $50,000 plan and $100 deductible- Maximum plan limits ranging from $25,000 to $100,000
- Deductible options of $0, $50, $100 (varies by age)
- Coverage for hospitalization, emergency room, urgent care, doctor's office visits, prescription drugs, Covid-19
- Coverage for non-chronic acute onset of pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
- Review plan
Safe Travels Elite
$38 / mo Para mayores de 45 años con plan de $50,000 y deducible de $0- Límites máximos del plan que van desde $25,000 hasta $170,000
- Opciones de deducible $0; Para edades de 79 a 89 años: $100, $200
- Cobertura para hospitalización, sala de emergencias, atención de urgencia, visitas al consultorio médico, medicamentos recetados, Covid-19
- Cobertura para 1 inicio agudo de condiciones preexistentes
- Cobertura de 5 días a 364 días
- Folleto
- Plan de revisión
Travel insurance for German citizens visiting the US
There are several travel insurance plans for Germans coming to the US. A standard health insurance plan may cover limited to zero in the US. Therefore, they need to buy a plan that can support and temporarily protect them during their US stay. Without an insurance plan, visitors must bear all the medical expenses if they fall sick or have an accident.
Visitor Guard® has comprehensive and fixed-benefit US health insurance for German citizens. Both categories of plans are designed to protect travelers in a foreign country. Safe Travel USA Comprehensive, Atlas America, Patriot America, Visit USA, and Diplomat Long-term are some of the best travel insurance plans for the US from Germany. To buy one, call us or drop us an email.
Advantages of Travel Insurance to USA from Germany
- Immediate access to medical care- With a travel insurance plan, visitors can rush to hospitals, clinics, and emergency units located inside the plan’s PPO (Preferred Provider Organizations) network.
- Cashless treatment- Travel insurance for the US from Germany covers medical expenses for any new complications and diseases during the travel. Once the deductible is met, the plan covers the rest of the charges.
- Emergency evacuation- The plans cover ambulance charges to transport an insured individual to the nearest medically equipped unit.
- Acute onset of pre-existing conditions- Visitors can rush to an emergency clinic if there is a sudden attack of a pre-existing condition with no prior symptoms.
- Enjoy optional add-ons- Some plans have added benefits that visitors can buy by paying an extra premium. They can enjoy benefits like coverage for adventure sports, chaperone and faculty rider, evacuation rider, etc.
Why choose us for travel insurance to the US from Germany
- Variety of plans- Visitor Guard® has comprehensive and fixed-benefit medical insurance for US visitors from Germany. The premium differs because the level of coverage differs in both categories of plans.
- Good experience- We have experienced executives from the insurance field, and they can help you choose the right plan whether you are traveling for leisure, business, or for education.
- Available 24/7- Our team works 24/7, helping our clients and customers with product purchases, insurance solutions, travel queries, getting quotes, and more.
- Smooth online purchase- Buying health insurance for visitors to the US from Germany from us is easy and smooth. It takes a few minutes to buy a plan and get the confirmation in the email.
- Best in the business- Visitor Guard® has taken pride in offering the best insurance products since 2003. We ensure our clients get the best travel insurance plan at an affordable rate.
US Embassy and Consulates in Germany
U.S. Embassy in Berlin
ADDRESS:
Clayallee 170
14191 Berlin
Federal Republic of Germany
PHONE:+49-30-8305-0
Consulates
U.S. Consulate in Düsseldorf
ADDRESS:
Willi-Becker-Allee 10
40227 Düsseldorf
Federal Republic of Germany
PHONE:+49-211-788-8927
FAX:+49-211 788 8936
U.S. Consulate in Frankfurt
ADDRESS:
Gießener Str. 30
60435 Frankfurt am Main
Federal Republic of Germany
PHONE: +49-69-7535-0
U.S. Consulate in Hamburg
ADDRESS: Kehrwieder 8
20457 Hamburg
Federal Republic of Germany
PHONE: +49-40-411 71-100
FAX: +49-40-41 32 79 33
EMAIL: HamburgPA@state.gov
U.S. Consulate in Leipzig
ADDRESS:
Wilhelm-Seyfferth-Straße 4
04107 Leipzig
Federal Republic of Germany
PHONE: +49-30-8305-0
EMAIL: LeipzigUSConsulate@state.gov
U.S. Consulate in Munich
ADDRESS:
Königinstraße 5
80539 München
Federal Republic of Germany
PHONE: +49-89-2888-0
Dr. Amy Gutmann assumed her position as the US Ambassador to Germany in February 2022.
Travel insurance for German citizens in the US
German citizens living in the US can access domestic plans or government-sponsored programs from healthcare.gov only if they are eligible or get coverage through their employer. If they are visitors or immigrants, they must buy US health insurance for German citizens from a private insurance company operating in the US, like us. If they are green card holders, they can apply for domestic plans after meeting the eligibility criteria. Germans can find various insurance policies on our site. They can compare multiple plans, review the brochures, and get quotes. For more queries or information, call us on the given number.
Travel Restrictions to the US from Germany
German citizens entering the US must show proof of vaccination. The CDC’s order requiring proof of vaccination for non-US citizens or non-immigrants to travel to the US is still in effect. In addition, all travelers, including children 12 years, who have spent time in a virus-variant area in the last ten days must quarantine for 14 days (about 2 weeks), even if they have been vaccinated. Other travelers do not have to quarantine.
The US State Department issues visas to foreigners traveling to the country through its embassies or consulates. However, visitors do not need a visa for business or vacation if they are citizens of any of the 39 countries participating in the Visa Waiver Program. Fortunately, Germany is one of the countries under the VWP (Visa Waiver Program). Also, passports need to be validated for six months.
Know about US Visa for German citizens
German citizens who have applied for the Visa Waiver Program and meet the VWP requirements do not have to apply for a visa to enter the US, as Germany is one of the 39 countries participating in the Visa Waiver Program. A German can travel to the US for tourism or business for 90 days (about 3 months) or less without obtaining a visa through this program. All travelers coming to the US under the Visa Waiver Program must obtain authorization through the Electronic System for Travel Authorization (ESTA) system before initiating travel to the country. If you do not qualify for the Visa Waiver Program or are traveling to study, work, take part in an exchange program, or any other purpose that does not fall under a B visa purpose of travel, you will need a nonimmigrant visa.
Travel Insurance to USA from Germany- FAQS
You may not need to apply for a new US visa if you already hold a valid US visa or are a national of a Visa Waiver Program (VWP) participating country. Germany falls under VWP.
Medical insurance for US visitors from Germany is not mandatory but is always recommended because of the soaring medical costs in the US. Visitors will be held responsible for paying the bills without an insurance plan, which can financially weaken them.
German health insurance may or may not work in the US, depending on the plan you have. The US hospitals and clinics may not recognize the plan. Also, it may cover minimal medical expenses in a foreign land and not up to the chosen policy maximum. The claim process may also take time from a few weeks to even months. So, buying a plan from a trustworthy private insurance provider in the US is wise.
Typically, health insurance for Germans traveling to the US covers medical expenses, hospital stays, doctor’s visits, urgent care, acute onset of pre-existing conditions, emergency medical evacuation, COVID-19 treatment, repatriation of remains, AD&D (Accidental Death and Dismemberment), and more. Moreover, there are optional add-ons like adventure sports, chaperone and faculty rider, evacuation rider, personal liability, crisis response, etc., for which an insured individual needs to pay an extra premium.
Germans who qualify for the Visa Waiver Program do not have to apply for a US tourist visa. They can enter the US for business and leisure without obtaining a visa for 90 days (about 3 months). However, if you do not qualify for the Visa Waiver Program or are traveling to study, work, participate in an exchange program, or any other purpose that does not fall under a B visa purpose of travel; you will need a nonimmigrant visa.
To apply for the Visa at the Embassy:
- Collect the required documents.
- Go to the embassy/consulate/visa center in your home country.
- Get an appointment for an interview.
- Pay the visa fee.
- Attend the interview.
- Wait for a response on your application.