Visitor Insurance with Covid Coverage
The virus responsible for Covid19 was first reported from Wuhan, China in December 2019. The disease was characterized as a “pandemic” by WHO in March 2019. CDC issued a Global Warning Level 3 for international level 3 warning, avoid non-essential travel to stop this widespread virus.
Travel plans for many were cancelled as travel between countries was stopped to stop or minimize the spread of this unknown virus. International travelers who were stuck outside their home country faced special challenges due to this international level 3 warning. Many of them are forced to change travel plans and have to stay in countries where the medical cost is extremely high. We have international travel insurance with covid-19 coverage options for such travelers.
When you are purchasing travel insurance coverage, either if you are stuck outside your home country and need to buy health insurance or for an upcoming trip it is very important now more than before that you check to see if there are any exclusions on pandemics. Many insurance companies have exclusions for pandemics and might not cover coronavirus related illness.
If the exclusions specifically mention an exclusion on pandemics, then an illness and treatment due to covid-19 will be excluded from coverage. If there is no exclusion mentioned, then usually there will be a guideline on how covid-19 related illness and the treatment will be covered. These USA travel health insurance covid options are changing all the time. It is a good idea to ask question to the insurance provider about the coronavirus coverage either if you are buying a new policy or renewing an existing policy.
Plans that can provide you with Covid-19 coverage