GeoBlue Insurance

Whether you are leaving your home country for work, travel, or vacation, GeoBlue has the perfect travel solution for you! With the right international travel health insurance, you get global coverage and travel assistance whenever needed. GeoBlue members enjoy around-the-clock phone, web, mobile, and telemedicine support, prompt and convenient access to trusted doctors, cashless appointments, scheduling support, paperless claims, and destination health intelligence. 

GeoBlue’s Global Employee Assistance Program (EAP) offers confidential counseling and access to information and resources for any personal and family issues.  

GeoBlue has been a leader in international healthcare for more than 20 years, offering long- and short-term coverage plans under the Blue Cross Blue Shield Global brand with the Blue Cross Blue Shield Association and Bupa Global. The company has group health plans that help members access different physicians and clinics across the globe. Plus, it has created a comprehensive wellness program that assists in offering the necessary support to live a healthy international lifestyle. 

what is GeoBlue insurance

GeoBlue Insurance Plans

Travel Gap Voyager

$65 / mo For age 45 yrs. With a $50,000 coverage and $250 deductible
  • Available to US citizens and residents for ages 95 and younger in the state of NY, WA, MD
  • Choice of varying medical limits from $50,000 to $1 million
  • Choice of deductibles from $0, $100, $250, $500
  • Single trip travel medical insurance
  • Available for trips outside the U.S. up to 6 months
  • Includes post-departure trip interruption up to $500.
  • Includes coverage for COVID-19, emergency and non-emergency medical care, prescriptions
  • Includes coverage for pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan.
  • Requires a primary health plan to be eligible
  • Includes coverage for repatriation and Accidental death and dismemberment
  • Brochure
  • Review Plan
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Travel gap Excursion

$59 / mo For age 45 yrs. With a $50,000 coverage and $250 deductible
  • Available US citizens and residents for ages 95 and younger
  • Choice of varying medical limits from $50,000 to $1 million
  • Choice of deductibles from $0, $100, $250, $500
  • Single trip travel medical insurance
  • Available for trips outside the U.S. up to 6 months
  • Includes post-departure trip interruption up to $500.
  • Includes coverage for COVID-19, emergency and non-emergency medical care, prescriptions
  • Includes coverage for pre-existing conditions for medical evacuation
  • Includes coverage for repatriation and Accidental death and dismemberment
  • Brochure
  • Review Plan
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Trip Protector

$119 / mo For age 45 yrs. With a $50,000 coverage and $250 deductible
  • Available US citizens and residents for ages 95 and younger
  • Choice of three plan- Economy, Classic and Preferred
  • Single trip travel medical insurance
  • Includes coverage for Trip Cancellation and Trip Interruption
  • Includes coverage for missed connection, baggage delay, baggage loss
  • Includes coverage for emergency medical accident and sickness medical expenses
  • Pre-existing medicals condition waiver (2depending on the choice of plan)
  • Optional Cancel for any reason with the Preferred option
  • Includes coverage for Evacuation, Repatriation and AD &D
  • Brochure
  • Review Plan
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Voyager Choice

$65 / day For age 45 yrs. With a $50,000 coverage and $250 deductible
  • Available US citizens and residents for ages 95 and younger
  • Choice of varying medical limits from $50,000 to $1 million
  • Choice of deductibles from $0, $100, $250, $500
  • Single trip travel medical insurance
  • Available for trips outside the U.S. up to 6 months
  • Includes post-departure trip interruption up to $500.
  • Includes coverage for COVID-19, emergency and non-emergency medical care, prescriptions
  • Includes coverage for pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan.
  • Requires a primary health plan to be eligible
  • Includes coverage for repatriation and Accidental death and dismemberment
  • Brochure
  • Review Plan
Purchase Now
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Voyager Essential

$59 / mo For age 45 yrs. With a $50,000 coverage and $250 deductible
  • Available for ages 95 and younger
  • Choice of varying medical limits from $50,000 to $1 million
  • Choice of deductibles from $0, $100, $250, $500
  • Single trip travel medical insurance
  • Available for trips outside the U.S. up to 6 months
  • Includes post-departure trip interruption up to $500.
  • Includes coverage for COVID-19, emergency and non-emergency medical care, prescriptions
  • Includes coverage for pre-existing conditions for medical evacuation
  • Includes coverage for repatriation and Accidental death and dismemberment
  • Brochure
  • Review Plan
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Trekker Choice

$175 / year For age 45 yrs.
  • Available to US citizens and residents for ages 95 and younger
  • Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip)
  • Includes medical limits up to $1million ($100,000 is age more than 70yrs.)
  • Deductibles of $100
  • Includes coverage for dental emergency up to $300
  • Includes coverage for COVID-19
  • Includes coverage for pre-existing conditions for medical services and medical evacuation
  • Requires a primary health plan to be eligible
  • Brochure
  • Review Plan
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Trekker Essential

$124 / year For age 45 yrs.
  • Available to US citizens and residents for ages 95 and younger
  • Unlimited trips outside the U.S. in a 12 month period (70 days max. per trip)
  • Includes medical limits up to $500,000 ($100,000 is age more than 70yrs.)
  • Deductibles of $200
  • Includes coverage for dental emergency up to $200
  • Includes coverage for COVID-19
  • Includes coverage for pre-existing conditions for medical services and medical evacuation
  • Brochure
  • Review Plan
Purchase Now
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Xplorer Premier

$531 / mo For age 45 yrs. $5000 deductible
  • Available for ages 74 and younger
  • Unlimited annual and lifetime medical maximum.
  • Choice of deductibles from $0, to $10,000
  • Includes US coverage and outside the US coverage
  • Includes coverage for office visits, preventative care, prescriptions and more.
  • Immediate coverage of pre-existing conditions with proof of previous coverage.
  • Optional Dental /Vision Rider and enhanced Prescription Benefits(Inside the U.S)
  • Brochure
  • Review Plan
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Xplorer Essential

$300 / mo For age 45 yrs. $5000 deductible
  • Provides coverage outside the US
  • Available for ages 74 and younger
  • Unlimited annual and lifetime medical maximum.
  • Choice of deductibles from $0, to $10,000
  • No US coverage; option to add rider to add limited US coverage – 3 trip 21 days
  • Includes coverage for office visits, preventative care, prescriptions and more.
  • Immediate coverage of pre-existing conditions with proof of previous coverage.
  • Optional Dental /Vision Rider and enhanced Prescription Benefits (Inside the U.S)
  • Optional Basic US coverage
  • Brochure
  • Review Plan
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Navigator for Education

$230 / day For age 25 yrs $5000 deductible
  • Available for international students on F1, J1 OPT and faculty below the age of 74 yrs.
  • Unlimited annual and lifetime medical maximum.
  • Choice of deductibles from $0 to $5000
  • Comprehensive mental health services included.
  • Contraceptive services and supplies are covered.
  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.
  • Pre-existing conditions covered with proof of previous coverage.
  • Coverage for Illnesses and injuries related to terrorism, Covid.
  • Optional dental, vision, and maternity coverage.
  • Brochure
  • Review Plan
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Navigator for Missionary

$399 / mo For age 45 yrs. $5000 deductible
  • Available for below the age of 74 yrs.
  • Must be involved in Missionary or NGO activity.
  • Unlimited annual and lifetime medical maximum.
  • Choice of deductibles from $0 to $5000
  • Single Trip Travel Medical
  • Pre-existing conditions covered with proof of previous coverage.
  • Coverage for Illnesses and injuries related to terrorism, Covid.
  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.
  • Optional dental and vision coverage
  • Includes coverage for prescriptions, preventive care, inpatient and out-patient doctor office visits
  • Brochure
  • Review Plan
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Navigator for Crew

$399 / mo For age 45 yrs. With $5000 deductible
  • Available for professional crew members below the age of 74 yrs.
  • Unlimited annual and lifetime medical maximum.
  • Choice of deductibles from $0 to $5000
  • Choice to see any healthcare provider outside of the U.S. and access to the Blue Cross Blue Shield PPO network in the U.S.
  • Single Trip Travel Medical
  • Pre-existing conditions covered with proof of previous coverage.
  • Coverage for Illnesses and injuries related to terrorism, Covid.
  • Optional dental, vision, and maternity coverage.
  • Coverage is primary to protection & indemnity (P&I) insurance.
  • Brochure
  • Review Plan
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GeoBlue travel plans

GeoBlue Travel Plans 

GeoBlue Single Trip Voyager Plans have two options: Choice and Essential, and both the plans are ideal for international leisure, missionary, or business travel. The plans have varying medical limits and deductibles and offer coverage for pre-existing conditions for medical services and medical evacuation, and COVID-19 treatment and testing. They are eligible for all US citizens and permanent residents. 

The medical benefits include surgery, lab, and diagnostic tests, doctor visits, X-rays, ambulance services, medical emergencies, dental care, physical therapy, accidental death and dismemberment, emergency medical transportation, repatriation of remains, and lost baggage and personal effects, emergency family arrangements, and more. 

The Essential Plan covers outpatient services outside the US 50% up to $5,000, while the Choice Plan covers 100% up to $5,000. To avail of the latter plan, the policyholders need a primary health plan. Geo Blue also has Multi-Trip Trekker Choice and Trekker Essential for the residents of the US traveling outside the country. HTH single trip voyager plans- HTH Travelgap Voyager and HTH Travelgap Excursion are available in NY, WA, and MD for US citizens and residents, offering coverage outside the US. 

GeoBlue Trip Cancellation Plans 

HTH Worldwide has Trip Protector- Economy, Classic, and Preferred available in all the states. The plans offer travel and medical benefits, including trip cancellation, trip interruption, baggage, and personal effects, baggage delay, trip delay, and missed connection. Trip Protector Economy does not cover pre-existing conditions. But pre-existing condition exclusion waiver may be available if purchased within 14 days of initial trip deposit for Trip Protector Classic and 21 days of initial deposit for Trip Protector Preferred. 

GeoBlue student plans 

GeoBlue Student Plans 

GeoBlue Navigator Plan is a flexible policy meant for F1 and J1 visa holders. The plan is comprehensive and offers affordable worldwide coverage designed for students, teachers, OPT participants, and faculties. It also covers dependents and families. 

The plan has three tiers of coinsurance- 100% outside the US, 80% in-network in the US, and 60% out of network inside the US. It has an unlimited lifetime maximum and a $250,000 maximum benefit for emergency medical evacuation. Copay is waived when visiting a provider outside the US. Insured individuals can see any health-care provider outside the US and access the Blue Cross Blue Shield PPO network in the US. 

The benefits cover contraceptive services and supplies, comprehensive mental health services, pre-existing conditions with proof of previous coverage, injuries, and illnesses related to terrorism, prescription, COVID-19 testing, and treatment. Optional coverage includes maternity, dental, and vision. 

Long-term Plans 

  • GeoBlue long-term plans include Xplorer Premium which offers coverage inside the US and worldwide and Xplorer Essential which offers worldwide and no US coverage. For the latter, members get the option to add US cover for short trips home. Both the plans offer coverage to spouse, children, and dependents, which are further elaborated in the plan’s brochure. 
  • GeoBlue Missionary is yet another long-term plan designed for NGOs and those involved in humanitarian work. The plan offers options to see any healthcare provider outside of the US and access to the Blue Cross Blue Shield PPO network in the US. It covers dependents and families only if the member is a part of an NGO or a charitable organization. 
  • GeoBlue Crew plan is meant for maritime crew members, offering annual coverage to all US citizens and permanent residents living abroad. It offers immediate coverage of pre-existing conditions with proof of previous coverage. Read the brochure before proceeding. 

GeoBlue Claim 

Insured individuals can settle their claims with GeoBlue directly. Fill in the claim form and submit it online to the company along with documents. You can also track the status of your existing claim. 

Claim forms are available for download on the Member Hub. Once you are logged in, click ‘Claims’ in the top right corner and then ‘How do you file a claim with GeoBlue’. From there you will be able to file an eClaim or download a medical claim form. 

Members have the option to file eClaims through the Member Hub or mobile app. If you prefer to submit a paper claim, send a legible, itemized bill from the provider, along with a completed medical claim form to GeoBlue. 

For HTH Worldwide, submit all the forms and necessary bills and documents to the following address: 

HTH Worldwide Insurance Services 

On Behalf of Nationwide Mutual Insurance Company 

PO Box 26222 

Tampa, FL 33623 

GeoBlue claim 
GeoBlue cancellation policy

GeoBlue cancellation policy 

GeoBlue members may cancel plans up until the day of departure. Requests for policy cancellation must be received in writing at enrollment@geo-blue.com. 

GeoBlue FAQ

Yes. GeoBlue is a licensee of Blue Cross Blue Shield. The company has received a high financial rating from insurance rating company A.M. Best and an A+ rating from the Better Business Bureau.