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PPO Network  

Based on the plan you have bought, please click on the PPO network name below to search for providers in your area. You may be able to reduce your out-of-pocket costs by visiting a doctor within your preferred provider organization (PPO).  A PPO is a network of many established, highly qualified medical practitioners and well-recognized hospitals in the U.S. 

Your ID card should have the network logo on it. When you present your ID Card at the Doctor’s office or hospital, they can identify this logo. Please indicate the PPO Network when you have to use the insurance. For e.g. “Say My insurance uses the United HealthCare network and I found your name in the United HealthCare network search.”  

PPO Network Providers in the USA

Download ID Card for Seven Corners plans for Inbound USA, Liaison Travel and Liaison Student

Seven Corner Policies

You can check for providers in the network for the following plans at United HealthCare

  • Liaison Travel Insurance -Economy, Choice, Elite
  • Liaison Student Insurance – Economy, Choice, Elite
insurance-id-cards - uhc-idcard-back-300x205-1

Tokio Marine HCC Policies

You can check for providers in the network for the following plans:

  • Atlas Travel Insurance- America, International  
  • Atlas Premium Insurance- America, International  
  • Student Secure Select Insurance – Select, Budget, Smart, Elite 
  • If you are a Non-US or Non-EU citizen/resident travelling in the US  you will use – United HealthCare PPO Network
  • If you are an EU citizen travelling in the US you will use – First Health Network 
Download ID Card for IMG plans for Patriot Travel, Visitors Care, Patriot Exchange, Global Medical, Student Health Advantage

IMG Policies

The following plans follow the United Healthcare Network    

  • Patriot Travel Insurance – America, International  
  • Patriot Platinum Insurance – America, International  
  • Patriot Exchange Insurance 
  • Student Health Advantage 
  • Global Medical insurance 


Download ID Card for Trawick International plans for Safe Tarvel USA Comprehensive, Safe Travel USA Limited benefits, and Collegiate Care

Trawick International Policies

The following plans follow the First Health Network   

  • Safe Travels USA Insurance Limited benefits  
  • Safe Travels USA Comprehensive  
  • Safe Travels USA Cost Saver Insurance

The following plans follow the United HealthCare network 

  • Collegiate Care Essential, 
  • Collegiate Care Enhanced 
  • Collegiate Care Elite 
Download ID Card for Travel Insure plans for Visit USA, Study USa, WorldMed

Travel Insure Services

You can check for providers in the network for the following plans:   

  • Visit USA Insurance – Budget, Standard Superior 
  • Study USA Insurance  
  • WorldMed Insurance 
  • If you are a Non-US or Non-EU citizen/resident travelling in the US  you will use – United HealthCare PPO Network
  • If you are a EU citizen travelling in the US you will use – First Health Network

PPO Network FAQ

Preferred Provider Organization (PPO) is a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers.

Depending on the plan you opt for, if the plan does follow a PPO Network, it is always a good idea to search for providers (Doctors, Urgent Cares, Hospitals etc.) in the network as your policy can provide you with better discounted rates if you stay in the network. Some plans also waive the deductible and/or the coinsurance.  

Fixed Benefit plans like the Visitors Care or Safe Travel USA Limited Benefits, may follow a network however they do not provide network discounts like the comprehensive plans. If your ID card does not show a PPO network (e.g. First Health, United Healthcare), then the plan does not follow a network.

Your ID card should have a logo of the network it follows. Most of the plans either will say United HealthCare or First Health Network and have the logo on the top of the card.  

It will depend on the provider you go to, to bill the insurance company directly. When you go to the provider, please present your insurance card that you have printed out or received in the mail. Your ID card  will have the following information on it –  the certificate number, claims filing address in the U.S., Claims department’s toll-free number to call and verify benefits. The insurance card will have all the information that the provider’s office needs to bill the insurance company directly. 

Please remember that even if your fixed benefit policy has a PPO network you do not have network discounted rates.  

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