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Visitor Insurance for High Blood Pressure Medical Condition

One of the biggest concerns for visitors is if the visitor insurance will cover High Blood Pressure. We provide the best plans for visitor Insurance for High Blood Pressure to US Visitors.

It is not uncommon to see many travelers having high blood pressure and taking medication to regulate it. If your doctor clears you to travel, it should not stop you from taking a vacation or visiting family living in the US.    

The common question that many visitors to the US usually ask is if they buy visitors insurance, will the policy cover them for high blood pressure. It is normal for traveler’s health insurance companies to charge people rates based on normal conditions including normal blood pressure. A condition such as high blood pressure, however, is looked at as a pre-existing condition. This means it may or may not be covered. Be sure to understand the benefits and exclusion of the policy before you purchase. 

There are various policies now that offer coverage for an acute onset of a pre-existing condition such as high blood pressure. 

 Visitor Insurance for High Blood Pressure

Popular Plans for Visitor Insurance for High Blood Pressure

Safe Travel USA Comprehensive

$66 / mo (for a 45-year-old with $50,000 plan maximum)
  • Plan maximum limits ranging from $50,000 to $1 million
  • Deductible options from $0 to $5000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
  • Coverage for 1 episode of Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now

Safe Travels Limited Benefits

$30 / mo For age 45 year with $50,000 plan and $100 deductible
  • Plan maximum limits ranging from $25,000 to $170,000
  • Deductible options $0; For ages 79 to 89 yrs: $100, $200
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
  • Coverage for 1 Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now

Safe Travel USA INSURANCE

$62 / mo For age 45 year with $50,000 plan and $250 deductible
  • Plan maximum limits ranging from $50,000 to $1 million
  • Deductible options from $0 to $5000
  • Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19, Well Doctor Visit
  • Coverage for 1 episode of Acute Onset of Pre-existing conditions
  • Coverage from 5 days to 2 years
  • Brochure
Purchase Now
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High blood pressure visitors insurance for senior parents

Visitor Insurance for High Blood Pressure Inclusion & Exclusion

Travelers who have high blood pressure need to be sure that they understand the conditions of the policy. In many plans, the Acute Onset of Pre-existing Condition is included for people under the age of 70 years. Some plans may extend this benefit to travelers above the age of 70 years. Depending on the plan, this benefit may not cover high blood pressure and other conditions that may be considered congenital or chronic.

Pre-existing conditions are considered to be medical conditions that may have existed up to two years prior to obtaining the coverage. It is considered as such if a note has been made about it by a doctor – whether or not an official diagnosis or any treatment was ever given for it. Different companies will vary in length of time.

Visiting a foreign country and having medical problems while there can be very costly, especially if you are not covered. If you are visiting the United States, for instance, and were treated at the Cleveland Clinic (a top hospital), you can expect to pay: $5,136 per day in the Coronary Care or Intensive Care units; $2,071 (minimum) per 30 minutes in the operating room; and $200 for two chest x-rays. If you had a heart attack and needed a blood thinner, it would cost about $76 for a 30-day supply. An angioplasty (venous) would cost about $10,400 in Manhattan.

Visitor Insurance Policies Cover High Blood Pressure

Plans such as Liaison, Inbound USA, Safe Travels USA, and Safe Travels International provide coverage for sudden onset of a pre-existing condition like heart attack, stroke etc. which takes place suddenly and without warning. However, these plans do not cover routine care and medication for heart disease or high blood pressure. 

Most other plans i.e. Patriot Series, Atlas Travel provide coverage for an acute onset of pre-existing conditions as long as it is a non-chronic condition. Heart conditions, diabetes etc. typically fall under chronic conditions. 

Before you purchase a plan, it is best to get enough information on the pre-existing condition clauses to make sure that the specific pre-existing condition fits into the company’s definition of pre-existing conditions. 

visitors insurance usa high blood pressure

Safe Travel USA Comprehensive Insurance

Safe Travels USA comprehensive insurance policy provides medical insurance to non-US citizens and non-US residents while visiting the US. The policy offers coverage for covered medical expenses including hospitalization, surgery, physician visits and prescriptions. The plan includes one acute onset of pre-existing condition coverage and one well-check visit per policy. For more details you can review the Brochure

Purchase Now

High Blood Pressure 

As your heart pumps blood through your body, it exerts a certain amount of pressure against the walls of your blood vessels. Doctors have determined what the average blood pressure should be, and the levels that are considered to be too high and unhealthy. Blood pressure is measured based on millimeters of mercury (mm Hg). 

Two numbers are always used to express blood pressure, such as 120/80 mm Hg. The first number is a measurement of the pressure (systolic) when your heart beats, and the second number is when it rests (diastolic). 

High blood pressure is considered a health risk because of the possible serious health problems that it can cause. These problems include: 

  • Atherosclerosis
  • Aneurysms
  • Heart attack
  • Heart failure
  • Stroke
  • Dementia
  • Vision loss
  • Kidney disease or failure
  • Sexual dysfunction.
Can visitors insurance plans cover pre existing conditions like high blood pressure?

Treatment for High Blood Pressure

After you see a doctor and are diagnosed with high blood pressure, the doctor will usually prescribe medications and recommend lifestyle changes. Those changes are apt to include losing weight, quit smoking, controlling diabetes and high cholesterol, get physically active, and eat healthily. 

high bp medical insurance for non US citizens traveling to usa

More about Safe Travel USA Comprehensive  

Now that travel has started and countries have opened their borders, many travelers and visitors to the US are concerned not only for the existing medical condition but also if they do catch the covid19 virus, will their visitor health insurance cover them for Covid-19 treatment?   

There are a few plans that now have started covering for treatment in the event an insured gets affected by the corona virus.  

Safe Travel USA Comprehensive plan provides coverage if you get sick from the Coronavirus. If you’re traveling to the USA, you can be covered if you get sick from coronavirus as long as you are infected after the effective date of the policy. Covid-19 is treated the same as any other illness. Threat level warnings or declaration of a pandemic by any or all countries does not affect medical coverage. 

Tips for People Who Are Traveling with High Blood Pressure

Tips for People Who Are Traveling with High Blood Pressure 

As a general rule, it is rather safe to travel with high blood pressure as long as it is well-controlled. If it is not, then you should consult your doctor, because flying can raise your blood pressure. At higher altitudes, even though the cabin is pressurized, you are at a greater risk of clots and swelling. Make sure you also have your medicine with you in your carry-on bag. Watch out for snack foods with lots of salt in them. 

When you have high blood pressure, buying travel insurance policies can have a lot of details in them that you should be aware of before purchasing. Make sure you understand what you are buying and ask questions of the agent about any matters of which you are unsure. 

Visitor Insurance for High Blood Pressure – FAQ

Most plans will provide coverage for non-chronic pre-existing conditions. High blood pressure is considered to be a chronic condition and hence not all plans include coverage for high blood pressure. Safe Travels USA Comprehensive plan provides some coverage for heart related conditions.

Yes, high Blood pressure is considered a pre-existing condition for all visitor health insurance plan.

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