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#1 Visitor Insurance Company in the USA
If you are visiting the USA, visitor insurance can protect you from costly health expenses during your stay. If you experience any new injuries, illnesses, or have pre-existing conditions that require treatment during your trip, our visitor’s insurance includes plans to get the coverage you need.
Visitor Guard® offers the best visitor insurance in USA. Some of our comprehensive visitor insurance plans offer direct, cashless payments to providers in United Healthcare & Aetna First Health Networks, within all states and regions in the US
Visitor Insurance Plans Can Cover:
- Hospital and doctor expenses for illness and injury
- Prescription drugs
- Dental emergencies
- Emergency medical evacuations
- Acute onset of pre-existing conditions
Let’s Find the Perfect Insurance Plan for You
Visitor Health Insurance (B1/B2)
To ensure For parents visiting the US- receive medical coverage for inpatient and outpatient hospital visits, prescription drugs, and coronavirus (COVID-19) coverage.
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International Student Medical Insurance (F1/F2)
To meet the health insurance requirements of US universities & obtain insurance waiver forms.
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Exchange Visitor Health Insurance (J1/J2)
To meet the mandatory health insurance requirement for J1/J2 Exchange Visa, which includes medical evacuation and repatriation benefits.
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Immigrants & Green Card Medical Insurance
To meet health insurance requirements for immigrant visas and Green Card holders visiting the US, living in the US, or those who have recently become permanent US residents.
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Travel Medical Insurance (Outside the US)
For those traveling overseas or outside their home country. Overcomes gaps in Medicare, HMO & HSA plans
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Schengen Visa Insurance
To meet health insurance requirements for the Schengen Visa and obtain an instant insurance letter required for visa application.
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Visitors Insurance for Pre-existing Conditions
To cover unexpected, life-threatening emergencies for visitors to the US, which includes coverage for acute onset of pre-existing conditions.
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Sports Travel Insurance
Are you athletes playing sports around the world? If yes, then you should definitely opt for Adventure sports travel insurance for yourself.
QuoteWhy buy Visitor Insurance from Visitor Guard®
Visitor Guard® offers the affordable Visitor Insurance in USA. Purchase with confidence from experienced, licensed insurance professionals based in the US. You will receive the best value for visitor medical insurance including benefits, service, and price.
Best Value in Visitor Insurance
Through Visitor Guard® you can easily compare all trusted US visitor insurance plans and purchase the best plan for your needs online.
Knowledge & Experience
Leverage the 15+ years of knowledge, expertise, and experience from the Visitor Guard® team to choose the best plan for your needs.
Fast Service & Best Price Guarantee
You can rest assured that you’ll receive the best price for insurance plans as well as quick, efficient service via phone & online channels.
What is Visitor Insurance?
Visitor health insurance or visitor medical insurance is a short-term travel medical insurance policy that travelers can purchase to travel to any country. It offers protection from accidental injury or sickness that can arise during their stay in the host country. It is a mandated type of coverage for foreign nationals who come to the US temporarily, for any reason, business or personal.
Visitor health insurance is a kind of travel medical insurance, providing health coverage for parents or relatives arriving in the US. This form of health coverage is purchased as a short-term plan, bestowing medical protection beyond national borders, but only for the duration of travel or stay outside the home country.
These visitor health insurance plans also provide:
- Medical evacuation and repatriation benefits
- Accidental deaths and dismemberment
- Trip delays and cancellations, and
- Loss of luggage as part of the covered feature.
Types of Visitor Insurance in USA
There are two types of visitor insurance in USA:
Limited Benefit Plans-
Limited plans or basic visitor insurance plans are low-cost plans for travelers. An insured individual can be covered for medical expenses up to an amount on a pre-determined benefit table mentioned in the brochure, which one can review before purchasing.
Key aspects:
- Limited coverage as there are predefined sublimit on all the benefits.
- Can go to any doctor or hospital as there is no PPO network, but payment will be made based on a pre-defined amount after you pay the deductible
- It provides basic protection and may not be sufficient.
Comprehensive Benefit Plans-
With Comprehensive plans, once the deductible has been met, the plan pays a percentage for each eligible expense. This is called Co-insurance.
Based on the plan you opt for, the coinsurance can vary between 70–100% up to the first $5,000 on a policy, then 100% thereafter. These plans offer more benefits than basic plans and can provide coverage for a non-chronic acute onset of pre-existing conditions.
Key aspects:
- Better coverage and more protection
- Costly compared to the limited coverage plans.
- Based on the plan and company, benefits may differ. One should refer to the plan details for exact coverage.
Learn More About Visitor Insurance in USA
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Explore MoreVisitor Insurance Plans from Reputable Partners
Many of the best US providers partner with Visitor Guard®, including Blue Cross Blue Shield, Tokio Marine, International Medical Group, Seven Corners, Travel Guard, Travelex, and Petersens.
Visitor Insurance Testimonial
Rupali Pendse
Highly recommend purchasing visitors insurance from VisitorGuard. VisitorGuard insurance has protected my children when they went to Europe for vacation and internships as well as when my parents visit the USA for a couple of months. The staff is very knowledgeable, patient with all my questions, available 24 x 7 in guiding you to purchase the best insurance protection for you.
Five Stars all the way!
Anupama V Sarma
Have bought visitor insurance for my family’ trips to the US. The VisitorGaurd website makes it easy to compare various plans – their costs & benefits. The agents are patient, polite, and know the pros and cons of the plans. We have bought Atlas as well Liaison in the past.
Definitely recommend them for all your travel insurance needs!
Hema Havaldar
A wide range of plan choices. Very courteous and knowledgeable. I bought the Atlas America plan. We especially liked the acute on-set of preexisting benefit and the 100% coverage after deductible if you go to a doctor in the network. The application process was easy. I received the confirmation right away and was able to download and print the documents including the ID Cards.
Anand Annamalai
I just bought insurance from visitorguard and the experience has been amazing. The website is intuitive, has a lot of articles that explain the nuances of visitor insurance, simple to use navigation that walks you through the process, and within a few clicks I could buy the insurance. It allows to choose for the right coverage and deductible that suits your need and I highly recommend it.
Aashish Jain
I highly recommend Visitor Guard. The web experience is easy to use and there is lots of useful information for insurance newbies like me. I was able to get personalized advice on which policy has specific COVID coverage which made the process of shopping for insurance for my mom super easy. Very thankful to the team for an outstanding experience.