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Travel Insurance for the USA from the UK – FAQs

How do health insurance claims work

Travel Insurance for the USA from the UK – FAQs

The expensive healthcare system in the US has prompted people to buy travel insurance for the US from all over the world, including the UK. If you’re coming to America from the UK, you can find great options of coverage at Visitor Guard®.

Travel insurance for the US protects you against many uncertainties that can arise during your visit or stay in America. The plans help you recover from the medical expenditures that you can have and coverage for evacuation, repatriation, accidental death and dismemberment and more.

Is travel insurance compulsory for the USA?

As a visitor, it’s not mandatory by law to buy travel insurance for USA, but owning to cost of healthcare, it’s wise to be financially secured in a foreign country. If you’re UK or EU citizens, or other foreign nationals, you need to buy insurance coverage to keep you protected from the sudden medical emergencies.

Can I get travel insurance for the USA from the UK?

Absolutely.

All you need to do is find a reputable insurance provider in the US and check out the plans provided by them. At Visitor Guard®, you can find plans like Safe Travel USA Comprehensive, Atlas America, Patriot America, Liaison Travel, Inbound USA, and more- all suited for visitors visiting the US. The plans offer wide coverage of illnesses, injuries, COVID-19 expenses, accidents, trip cancellations, baggage loss, loss of passports and documents, and more.

How much travel insurance do I need for the USA?

Travel Insurance for the USA from the UK

There’s no amount of travel insurance limit for a visitor to the US. A good thumb rule is buying the highest coverage amount (up to USD 1 Million in medical expenses) that you can afford.

If you are coming to the US for a study exchange program or in the J1 visa program, you will be required by the US Government a minimum of USD 100,000 of comprehensive medical expensive coverage for each sickness or accident. Additionally, your policy should provide for medical evacuation and repatriation benefits.

Plus, you need to consider your medical history, per-existing conditions, and whether you want optional add-ons or not like, hazardous sports coverage, accidental death and dismemberment, emergency evacuation, natural disaster, political evacuation, terrorism, etc.

It’s not a surprise that healthcare cost in the US is expensive. Moreover, it all depends on the treatment, for example dental surgery will cost you more dollars than getting treated for flu. As it is not feasible for most people to pay huge medical bills from their savings, travel insurance policies are ideal to cover for Unanticipated medical treatment.

Buying a policy is your personal choice and how much risk you are willing to take in a foreign land. We encourage you to talk to an experienced licensed specialist for advice and recommendations.

Which travel insurance is best for the USA from the UK?

There’s no best or worst travel insurance policy. The visitors from the UK can find various coverage plans catered to different needs.

At Visitor Guard®, you will find plans specifically made for the UK travelers coming to the US, parents visiting their family in the US, the UK students coming to the US, students who are US-citizens going outside the US, students who are US-citizens taking study trips inside the US, immigrants, employees group health insurance, and more.

For example, Safe Travel USA Comprehensive, Patriot America, and Atlas America provide coverage to travelers, parents coming to the US, and foreign students arriving on J1 Visa.

To learn about best solution for your needs please feel free to call or write to us

What is the cost of travel insurance for the USA visitors from the UK?

The cost of the travel insurance is determined by the age, trip duration, number of travelers, policy maximum, and deductible you opt for.

For example, the premium for a $50,000 coverage with the Safe Travel USA Comprehensive with a $250 deductible for one month for a 45-year-old costs $69 while the same plan with the same coverage for a 30-year-old is $46. Apart from this, there are limited plans too.

Limited benefits plans cost less as they have sub-limits for all the benefits you get on the policy. A $50,000 coverage with the Visitors Care plan with a $100 deductible for one month for a 45-year-old is $31.

In short, the cost varies and depends greatly on the plan you purchase along with the coverage, age and number of days.

How to get travel insurance for the USA from the UK?

If you wish to travel to the US from the UK, getting a travel insurance policy is a must. Now, if you’re wondering how to purchase one, the process is quite easy. Do a bit of research from your end, search for a reputable insurance provider in the US, and contact them.

Visitor Guard® has earned immense name and fame in the field of insurance. We’re a trusted firm and leave no stone unturned to satisfy our customers.

Which is the cheapest travel insurance to the USA from the UK?

The limited plans are comparatively cheaper than the comprehensive plans. Visitors from the UK can opt for Visitor Care Insurance, Safe Travels Elite, and Inbound USA Insurance.

What is covered by travel insurance for the USA?

All visitor health insurance plans have basic coverage for medical illnesses and injuries, including hospitalization, urgent care, intensive care, doctor visits, dental emergency, medical evacuation, prescription drugs, and COVID-19 treatment. Some plans also cover acute onset of pre-existing conditions up to a certain age. An illness or injury can be covered only if it happens after the policy is in effect.

What is not covered by travel insurance for the USA?

The most common exclusions are extremely high-risk sports, traveling cost to the US for medical treatment, mental and nervous disorder, suicide attempt, AIDS, pregnancy, drug or alcohol consumption, and more. To know in detail, contact us.

Which is the best travel insurance to the USA with COVID coverage?

Safe Travel USA Comprehensive, Patriot America Plus, Atlas America, Visit USA, and Diplomat Long-term are a few comprehensive plans with COVID coverage. The limited plans include Safe Travel USA Limited Benefits, Visitor Secure, and Visitor Care.


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