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Buy the Best Schengen Travel Insurance for Europe
Who does not want to travel to Europe? If you are planning to visit the Schengen areas, the most important thing that should be considered is, you should be able to handle any financial expenses. This is where the need for Schengen visa travel insurance arises.
Any unexpected accident or illness can cost you a lot. Not being able to take care of those sudden and huge expenses can ruin your trip and cause a huge loss.
It is always a good idea to plan beforehand so that you don’t have to face such difficult situations. Besides packing and booking tickets, purchase Schengen visa travel insurance to cover any unforeseen monetary emergency that arises.
You are required to buy Schengen visa travel insurance to obtain a Schengen visa. Travel insurance for the Schengen visa is selected based on the travel routine.
Coverage can differ according to the age of the insured. Contact Visitor Guard® to get your quote today.
Popular Schengen Visa Travel Insurance Plans
Atlas International
$53 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $2 million
- Deductible options from $0 to $5,000
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 364 days
- Brochure
Download Visa Lettr after application
Patriot International
$54 / mo For age 45 year with $50,000 plan and $250 deductible- Plan maximum limits ranging from $50,000 to $1 million
- Deductible options from $0 to $2,500
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Covid-19
- Coverage for non-chronic Acute Onset of Pre-existing conditions
- Coverage from 5 days to 2 years
- Brochure
Download Visa Letter after application
Benefits of Schengen Visa Travel Insurance
Schengen Visa Travel Insurance can save your money as well as time. Travel to new places stress-free.
- Medical coverage With Schengen visa insurance, worry less about unexpected medical expenses and enjoy more.
- Baggage loss Anything can happen when you are traveling. Travel insurance for a Schengen visa makes sure you are covered for any loss of your baggage.
- Delayed flights Provide compensation for any delay in flight.
- Emergency transportation Schengen visa health insurance arranges transportation services in case of medical emergencies.
- Saves time With just one visa, travel to any member state. This saves your time as well as efforts from acquiring multiple visas.
Why choose us for Schengen Visa Travel Insurance?
Don’t be alone when traveling to a new place. We at Visitor Guard® make efforts so that traveling doesn’t scare you.
- Licensed for Schengen countries Visitor Guard® is licensed and accepted in all Schengen countries.
- Global Support Visitor Guard® provides support and services to people all over the world.
- 24*7 assistance We solve all your doubts no matter how big or small.
- Best rates Get the best Schengen visa insurance plan at the best price.
- Secured Purchase Don’t worry about safety. Visitor Guard® assures smooth and secured purchase so that you can claim your Schengen visa insurance quickly.
Best Travel Insurance for Schengen visa
The future is unpredictable and anything can happen when you are traveling out of your country. Any accident can cause you huge monetary loss. But, you can save yourself from all these mishaps by purchasing Schengen travel insurance. Not to mention, purchasing Schengen travel insurance is a must to get Schengen Visa.
Choosing the right travel insurance for Schengen visa can be overwhelming, but not anymore. With Visitor Guard®, you can compare among the best Schengen visa travel insurance plans and choose what fits you!
Some of the best travel insurance for Schengen Visa are: Atlas Travel, Patriot Travel, Axa Assistance, Mondial Care, Europ Assistance
With these Schengen visa travel insurance plans, travel to any or all Schengen countries without worrying. These plans will provide you the necessary coverage so that you can enjoy your trip.
Getting a quote is very simple with Visitor Guard®. Just enter your birthdate, days of travel, and other details. Compare between different plans and get the one you feel fits your requirements.
Schengen Visa Travel Insurance Requirements
Here are a few Schengen Visa Insurance Requirements for Europe Travel.
- Schengen Visa Insurance provides coverage for expenses that might arise in connection with repatriation for medical reasons.
- Schengen Visa Insurance provides coverage for expenses that might arise in connection with urgent medical attention and emergency hospital treatment.
- Coverage for expenses that might arise as a result of the individual’s death.
- Coverage for the entire period of the individual’s intended stay or transit.
- A minimum coverage of 30,000 Euros (about USD 34,000).
- Valid in all Schengen Area countries.
Know more about Schengen VISA
Which are the Schengen Countries?
The Schengen countries are Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland.
Why is it called Schengen?
The Schengen visa insurance derives its name from a 1985 agreement that abolished international borders within Europe. The signatory nations decided to treat the Schengen area as one big country and allow its citizens unrestricted and free movement within the area.
Is Schengen Visa health insurance necessary for Schengen Visa?
Schengen Visa Travel insurance policy is a mandatory requirement for travelers who need to apply for a Schengen visa. Though it is not a requirement for those travelers who do not require a visa, having travel insurance while visiting a foreign country is always a good idea. More FAQs
Schengen Visa Travel Insurance Coverage
A Schengen visa, commonly obtained by individuals going to Europe for business or pleasure, is applicable for stays of 90 days or less. Schengen visa insurance will provide you with the medical coverage needed for your travels.
A policy typically covers the following:
- Medical emergencies, including accident or sickness while you are in the Schengen area;
- Schengen visa insurance provides coverage for Trip Interruption;
- Accidental death, injury, or dismemberment;
- Lost, stolen, delayed, or damaged baggage;
- Travel delays resulting from the weather; and
- Schengen visa insurance provides Evacuation and Repatriation.
How do I purchase a policy?
You can purchase Schengen Visa travel insurance online, or through a travel agent. No matter which method you choose, know what coverage you will require as well as the type of travel you are planning. Select your Schengen visa health insurance policy, provide your details, and complete your purchase. International travel insurance policies are flexible and are priced based on itinerary, the amount of coverage needed, and the age of the insured.
How to use Schengen Travel Insurance?
Schengen travel insurance is easy to use. By contacting the insurance company’s helpline telephone number, you can register your claim, arrange for medical assistance, coordinate with local healthcare providers, and arrange for evacuation and repatriation services.
Schengen Travel Insurance Exclusions
Although Schengen travel insurance offers a wide range of coverage, it does not cover all events. It is wise to check with your provider for a detailed listing of exclusions for your plan. Here is a partial list of exclusions common to all plans:
- Schengen visa health insurance excludes Pre-existing diseases unless it is life-threatening;
- Expenses incurred due to suicide, mental disorder, self-inflicted injuries, alcohol and drug abuse, HIV/AIDS, and pregnancy;
- Expenses incurred if you are traveling against the advice of a doctor;
- A terminal prognosis for a medical condition.
- Schengen visa health insurance does not cover travel delays resulting from the weather;
- High-risk sports, occupations, and activities;
- Travel to high-risk countries;
- Medical expenses incurred after the expiration of the policy; and
- Schengen visa health insurance does not cover the cost of glasses, hearing aids, or contact lenses.
Atlas Travel Insurance
Underwritten by Llyods, Atlas Travel insurance meets the Schengen Visa Insurance requirements. The online application can be completed within minutes and documents including your Visa Letter are emailed to you. You can print your documents within 30 minutes after purchase.
The policy has a choice of medical maximum available from $50,000 to $2,000,000 and deductibles of $0 to $2500 You can read the Atlas Travel brochure for more coverage details.
Purchase Now
Patriot Travel Insurance
Underwritten by Sirius International, Patriot Travel insurance meets the Schengen Visa Insurance requirements. The online application can be completed within minutes and documents including your Visa letter can be printed within 30 minutes after purchase. All your documents are emailed to the email address you provide on the application.
The policy has a choice of medical maximum available from $50,000 to $2,000,000 and deductibles of $0 to $2500. You can read the Patriot Travel brochure for more coverage details.
Purchase now
Schengen Visa Travel Insurance FAQ
The necessary elements are as follows:
- Minimum coverage is USD 50,000;
- The coverage must be valid within the Schengen region and for the full duration of your stay; and
- The Schengen travel insurance must cover any expenses connected to medical reasons, urgent medical attention, and emergency hospital treatment.
A short-stay visa (category C) is the most common Schengen visa issued. This visa is intended for tourism, business, family or private visit, or to get married. The transit visa (category B) provides coverage for travelers going from one outside State to another outside State to pass through territories of the Schengen states. A third category, category A the airport transit visa, does not require travel insurance.
The Schengen territory consists of the following countries within the Europe zone: Schengen States of Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, and Switzerland as well as the European Union Member States of Bulgaria, Croatia, Cyprus, and Romania.
If you have bought the Atlas Schengen travel insurance plan, the plan can be extended from a minimum of five days up to a maximum of 364 days from the initial effective date. Extensions of Patriot insurance are available for a minimum of five days up to a 12-month before reaching a maximum of 24 continuous months.
The premium of a Schengen Visa insurance plan varies and is dependent upon the following:
- The traveler’s age;
- The maximum medical coverage selected;
- The selected deductible amount;
- Any co-insurance on the plan; and
- The insurance underwriter.
There are a number of international Schengen travel insurance plans that meet the Schengen Visa requirements. While we don’t endorse any plan as “the best”, we encourage you to keep the Schengen visa insurance requirements in mind while selecting a plan. Travelers applying for a Schengen Visa usually opt for a low deductible i.e. $0 with a minimum policy maximum of $50K.
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