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Know about International Student Insurance Waiver Form

Know about International Student Insurance Waiver Form

Know about International Student Insurance Waiver Form

Do you know that international students can purchase health insurance policies either from their schools or outside the school from private insurance companies?

Many international schools/colleges/universities require students to obtain insurance plans from them. The students either pay for the plan through academic tuition fees or pay it additionally. But sometimes, many schools allow students to purchase a policy from an insurance provider outside if it meets the minimum requirements.

The minimum requirements are mentioned in the waiver form that is generally available on the school’s website or at the international student office.

Waiver form

The waiver form  is different for each school. This form, includes  your name, date of birth, signature, coverage dates, a list of minimum requirements that the insurance must have. ,Part of the form is completed by the student after the signing up for the insurance while the insurance company confirms that the plan meets the minimum insurance requirement by  including the policy number, the coverage dates, benefits, and signature,

What is the step-by-step procedure to waive your school’s insurance plan?

Step 1: Find out your school’s policy

When it comes to health insurance plans, your school probably has requirements. Find out if signing up for insurance through school is mandatory or , if you have the option to  waive it by purchasing a policy from outside that meets the requirements. The school may have compliance or alternative insurance waiver form that lists these requirements.

Step 2: Find an international student plan

The next step includes finding a international student insurance plan that meets your school’s criteria and your medical needs. We have some of the popular options like Patriot America, Atlas America, Student Secure, Study USA, and more that can work for many schools. You can also contact us .

Step 3: Complete the waiver form

Your school will provide you with a waiver form that you need to complete and submit to your school. You can also find this form online on the school’s website. After securing the insurance, you  will have to complete your part on the form and email it to the  insurance company so they can fill their portion of the form.

Step 4: Submit the form to the school

The insurance company can either submit the waiver form to your school or send it back to you. However, you need to be aware of the deadlines of submission. Your school reviews the form and informs you whether the plan has been approved or not. If it is not accepted, they will state the reasons, as well.

Some tips to consider

  • There are plenty of international students plans available in the market. Make sure that you choose one that meets your school’s requirements.
  • Go through the waiver form to understand what the minimum requirements are. If you are not aware of the insurance terms, you can get our help. Plus, if you are not sure whether the form meets the requirements or not, you can send it to us. We will assist you in finding the right plan.
  • After you have bought the insurance plan, you need to complete the student section in the waiver form, sign it, and then send it to Visitor Guard®. Once you complete the student section, it becomes easier for us to determine which plan was purchased and for whom it was purchased. Once we get the form with the completed student portion, we fill our part and send it back to you. This usually takes 2 or 3 business days.
  • Many international students join the programs before the spring and autumn semesters. When the students procrastinate, they do not realize that many international students all over America are requesting a waiver form completion. Automatically, insurance companies receive a high volume of requests, which means sending the form may take a bit longer than expected. Thus, students need to plan ahead of time, so that the insurance providers get enough time to send them the forms.
Chiranth Nataraj

Chiranth Nataraj

Travel Insurance Expert

Chiranth Nataraj is a licensed insurance agent and the principal at, an independent insurance agency that provides visitor insurance to customers across the United States and the world. With over 20 years of experience, Chiranth has been instrumental in educating the travel community, new immigrants, the international student community, and foreign governments about visitor medical insurance to cover medical expense risks. He has built a team that strives to make the preferred choice for travelers, exchange visitor organizations, and international universities. His insights and expertise have made him a popular industry voice, and he is often featured in USA Today, Forbes, Washington Post, and many more.


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