If you are traveling to the US, you must buy a health insurance plan.Explore More
Know about International Student Insurance Waiver Form
Do you know that international students can purchase health insurance policies either from their schools or outside the school from private insurance companies?
Many international schools/colleges/universities require students to obtain insurance plans from them. The students either pay for the plan through academic tuition fees or pay it additionally. But sometimes, many schools allow students to purchase a policy from an insurance provider outside if it meets the minimum requirements.
The minimum requirements are mentioned in the waiver form that is generally available on the school’s website or at the international student office.
The waiver form is different for each school. This form, includes your name, date of birth, signature, coverage dates, a list of minimum requirements that the insurance must have. ,Part of the form is completed by the student after the signing up for the insurance while the insurance company confirms that the plan meets the minimum insurance requirement by including the policy number, the coverage dates, benefits, and signature,
What is the step-by-step procedure to waive your school’s insurance plan?
Step 1: Find out your school’s policy
When it comes to health insurance plans, your school probably has requirements. Find out if signing up for insurance through school is mandatory or , if you have the option to waive it by purchasing a policy from outside that meets the requirements. The school may have compliance or alternative insurance waiver form that lists these requirements.
Step 2: Find an international student plan
The next step includes finding a international student insurance plan that meets your school’s criteria and your medical needs. We have some of the popular options like Patriot America, Atlas America, Student Secure, Collegiate Care, Study USA, and more that can work for many schools. You can also contact us .
Step 3: Complete the waiver form
Your school will provide you with a waiver form that you need to complete and submit to your school. You can also find this form online on the school’s website. After securing the insurance, you will have to complete your part on the form and email it to the insurance company so they can fill their portion of the form.
Step 4: Submit the form to the school
The insurance company can either submit the waiver form to your school or send it back to you. However, you need to be aware of the deadlines of submission. Your school reviews the form and informs you whether the plan has been approved or not. If it is not accepted, they will state the reasons, as well.
Some tips to consider
- There are plenty of international students plans available in the market. Make sure that you choose one that meets your school’s requirements.
- Go through the waiver form to understand what the minimum requirements are. If you are not aware of the insurance terms, you can get our help. Plus, if you are not sure whether the form meets the requirements or not, you can send it to us. We will assist you in finding the right plan.
- After you have bought the insurance plan, you need to complete the student section in the waiver form, sign it, and then send it to Visitor Guard®. Once you complete the student section, it becomes easier for us to determine which plan was purchased and for whom it was purchased. Once we get the form with the completed student portion, we fill our part and send it back to you. This usually takes 2 or 3 business days.
- Many international students join the programs before the spring and autumn semesters. When the students procrastinate, they do not realize that many international students all over America are requesting a waiver form completion. Automatically, insurance companies receive a high volume of requests, which means sending the form may take a bit longer than expected. Thus, students need to plan ahead of time, so that the insurance providers get enough time to send them the forms.