Insurance plans available in Indianapolis

[Client]

Hi

I want to take health insurance for my wife, we will be in USA-Indianapolis next week. I came to know that Atlas America provides insurance in Indianapolis, so can you please pass me the information regarding the plans that are available in Indianapolis.

Information of my wife:
Age - 24 years
Date of birth - 20 June 1989
Need Insurance from period - 05 May 2014 to 14 Oct 2014
Visa type - H-4
Want a plan with Zero deductible amount.

Information needed to me:
Plans along with Premiums
List of PPO(in Network) - Doctors, hospitals in Indianapolis with whom your company has tie-up.
What documents are needed from my side to take the health insurance.

Thanks

[Moderator]

Greetings!
As per your email below, please find the different medical maximums and the corresponding premiums for Atlas America with a $0 deductible for the time duration of 05 May 2014 to 14 Oct 2014.

Coverage	50K	100K	200K	500K	1M
Premium Deductible	$275.47	$353.71	$371.64	$446.62	$493.89

You can search for providers in the network with the zip code you will be in at http://www.coventry-international.com/

You can apply for the policy online at https://www.visitorguard.com/apply/atlas-travel-plan/(Your ID card along with the other documents can be emailed to you if you opt for ONLINE FULFILLMENT when you complete the application. This is a default selection if you do not change it)

You can review the benefits in the brochure at https://www.visitorguard.com/docs/atlas-plan/

[Client]

Hi,

Thanks for passing the information, Please let me know that if I opt for 100K plan mentioned by you in below e-mail, will I get 100% cover on Doctor's fee and medical drug fees I mean the insurance company will reimburse 100% of these fees to me.

[Moderator]

Hi

Thank you for your email.

There is a deductible, co pay and coinsurance that you have to meet. If you opt for a $0 deductible, your deductible is already met. Your coinsurance is waived if you go to a provider in the network (Outside network 80/20 for the first $5000). However you still have to meet your $50 co-pay when you visit an Urgent Care for a sickness or injury. Pharmacies are not in network and hence you have to meet your deductible and co insurance (80/20 for the first $5000 ).