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Insurance for j2 visa

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  • Insurance for j2 visa

    Dear Sir / MAdam

    I will come to Rice University at Texas,Houston as scholarship student on August. My husband will come with me with j2 visa. I have medical insurance but my husband has not. Rice university wanted to purchase medical insurance which has special requirements from my husband. They are below. How much can we purchase this insurance? Thanks for your interest

    • Medical benefits of at least $50,000 for each accident or illness (a higher benefit is better)
    • Medical evacuation in the amount of $10,000, should you need to be sent home on the advice of a doctor
    • Repatriation of remains in the amount of $7,500, should you die while in the U.S.
    • Coverage for the duration of stay on the DS-2019, plus 30 days
    • Minimum 75% coverage for each accident or illness
    • Maximum deductible of $500 per condition per plan year
    • A pre-existing “wait period” limitation of no more than six months
    • The policy must be backed by the full faith and credit of home country government (for those covered by their home country's national insurance plan) or the company providing the insurance must meet minimum rating requirements established by the U.S. government (an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-i" or above, a Standard & Poor's Claims-paying Ability rating of ""A-"" or above, or a Research, Inc. rating of B+ or above).
    • Policy must be in English

  • #2
    Greetings,

    Thank you for your email. We have a plan that meets the requirements but it needs the J1 holder also to purchase the plan. You can consider the Atlas America plan if you only need coverage for the J2 holder. It covers all the requirements except the 6 month waiting period for pre existing conditions. The plan covers pre existing conditions without a wait period but only covers acute onsets of pre existing conditions. If that is acceptable you can purchase the plan.

    Please pick a deductible $500 or less.

    You can get quotes, review coverage details and purchase the Atlas America plan offering comprehensive medical coverage at http://www.visitorguard.com/apply/atlas-plan/

    You can review the brochure at http://www.visitorguard.com/docs/atlas-plan/ and listing of hospitals and doctors within the plan PPO network is at http://www.multiplan.com/search/sear...iginator=84451

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    • #3
      Thanks your answer. I want to ask a question again to you. Could you send insurance policy of Atlas America example to me as soon as. If you send it, I will send my university to ask it acceptable or not.

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      • #4
        Greetings,

        Thank you for your email.

        You will find the details of the plan at http://www.visitorguard.com/docs/atlas-plan/

        You can get quotes, review coverage details and purchase the Atlas America plan offering comprehensive medical coverage at http://www.visitorguard.com/apply/atlas-plan/

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