Announcement

Collapse
No announcement yet.

Inquiring about insurance for myself and 2 dependents

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • 1

    Inquiring about insurance for myself and 2 dependents

    Dear Sir/Madam

    I have been offered a visiting professor position for one year at Clarkson University, Potsdam, NY.The appointment starts on Aug 1, 2014. I have received a J-1 Visa, my two dependents, J-2 Visa, and a daughter, F-1, or student Visa. I am 82, my wife 49, and a dependent daughter is 15 and the other daughter (on F-1 Visa) is 19. We plan to arrive at Seattle, WA, on June 20, or 26, 2014. I am writing to you, exploring the possibility of purchasing from you the minimum insurance coverage, with $500 deductible, required by the State Department, for Exchange Visitors such as myself. Please let me know of the cost and how and when I can pay you. (My college- student daughter can buy insurance through her college).

    Thanks!
    Last edited by Client; 07-17-2014, 09:53 AM.

  • 2
    Hi

    Thank you for your email.

    We are offer several plans for J1 and J2 visa holders. Based on your email, I would suggest the following:

    For you
    Limited benefits plan at http://www.visitorguard.com/apply/inbound-usa-plan/ (about $170 per month); has sub limits for benefits, i.e. hospital protection is limited to $1050 per day even though the overall plan maximum is $50,000

    OR

    Comprehensive plan at https://www.visitorguard.com/apply/s...vels-usa-plan/ (about $337 per month); has no sub limits for benefits and the overall plan maximum is $50,000

    For Spouse & Children

    1.Comprehensive plan at http://www.visitorguard.com/apply/pa...exchange-plan/ (about $112 for your wife and 15 year old child)

    2. Comprehensive plan http://www.visitorguard.com/apply/student-secure-plan/ (about $30 for 19 year old daughter)

    Please let me know if you have additional questions

    Thanks!
    Last edited by Moderator; 07-17-2014, 09:34 AM.

    Comment


    • 3
      Thank you for your response.

      My appointment as a visiting professor at Clarkson University, Potsdam, NY, is for one year, beginning Aug 1, 2014.

      Please let me know:

      1. What are our coverage? Do you provide the coverage specified by the State Department for scholars such as myself?

      2. How much do I need to pay per mont for all three of us?

      3. How do I get to pay you? Please consider that it is not easy to transfer money to you from Iran. But I can pay easily when I am in the States.

      I will appreciate your prompt response.

      Comment


      • 4
        Greetings!

        Thank you for your email.

        Inbound USA: Limited Protection Plan for you . You can review the benefits in the brochure at http://www.visitorguard.com/docs/inbound-usa-plan/. You can get a quote and sign up online by completing the application and paying with a credit card at http://www.visitorguard.com/apply/inbound-usa-plan/

        If you prefer to pay monthly, you can apply for 1 month and will have to keep renewing the policy online before it expires with a renewal fee of $5.

        Atlas America: Comprehensive policy for your spouse and daughter
        You can review the benefits in the brochure at http://www.visitorguard.com/docs/atlas-plan/ .You can get a quote and sign up online by completing the application and paying with a credit card at http://www.visitorguard.com/apply/atlas-plan/

        If you prefer to pay monthly, you can apply for 1 month and will have to keep renewing the policy online before it expires with a renewal fee of $5.

        Comment


        • 5
          Thank you for your response.

          It is very difficult to send you the money from Iran. But, we plan to come to the US on June 26 and set up a bank account in a US bank. I can then send you the required amount for one year coverage of $50K policy maximum for all of us, with $200 deductible for myself and $100 deductible for my wife and daughter.

          Would you please send me a letter, indicating that you will provide the needed insurance coverage for all of us, once the premiums are paid. I may need such a letter to show to the US Immigration Officials when we enter the US.

          Comment


          • 6
            Greetings,

            Thank you for your email.

            Based on your email, the Atlas America will not work for your spouse and daughter due to eligibility criteria with country of citizenship. You can consider the Patriot America insurance instead.

            Patriot America: Comprehensive policy for your spouse and daughter

            You can review the benefits in the brochure at http://www.visitorguard.com/docs/patriot-travel-plan/ . You can sign up online by completing the application and paying with a credit card at http://www.visitorguard.com/apply/patriot-travel-plan/ You can apply for 1 month and will have to keep renewing the policy monthly, online before it expires.

            Letters cannot be provided unless protection is in place(application completed and payment for the premium has been received). Please let me know the most convenient way for payment (credit card, wire transfer,echeck).

            Comment


            • 7
              Thank you for spending so much time taking care of my inquiries.

              I am all confused, as to what policy and company I should follow and contact!
              I am willing to pay the premiums, once I am in the States and have opened a bank account. (We are all Iranian citizens).

              I have tried to complete the application form you recommended, but the message comes that, being over 79, I need to complete another form. This form is not provided.

              I would appreciate your simplifying the matter for me and giving me all the information I need to apply for the insurance coverage I need to have for myself and my dependents.

              Thanks!

              Comment


              • 8
                Greetings,

                Thank you for your email. I apologize for the confusion.

                FOR YOU ONLY: Inbound USA (at age 82 years) BROCHURE: You can review the benefits in the brochure at http://www.visitorguard.com/docs/inbound-usa-plan/ ONLINE APPLICATION: You can get quotes as well as apply online for the policy at http://www.visitorguard.com/apply/inbound-usa-plan/

                FOR YOUR SPOUSE AND DAUGHTER : Patriot America (Please do not add your information to this application BROCHURE : You can review the benefits in the brochure at http://www.visitorguard.com/docs/patriot-travel-plan/ ONLINE APPLICATION: You can sign up online by completing the application and paying with a credit card at http://www.visitorguard.com/apply/patriot-travel-plan/

                Comment

                Working...
                X