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Multi Trip Platinum
- Who: It is available to individuals and their family members (spouse, civil partner, or domestic partner) who are US residents and aged 95 and younger enrolled in a Primary Plan. Children under age 6 must be enrolled with apparent. The initial purchase must be made in your home country prior to departing on your trip.
- What: Multi trip platinum plan offers benefits for medical illness and injuries, surgery, office visits, ambulance services, prescription drugs, physical and occupational therapy, dental care, medical evacuation, repatriation of remains, and more. It includes coverage for pre-existing conditions.
- Where: Available for US residents traveling outside the US.
Multi Trip Platinum Benefits
Plan Benefits: The plan provides coverage for in-patient and out-patient medical services up to $1,000,000 with a $100 per person deductible per period of coverage. For individuals aged between 70-95, the maximum benefit is $200,000. Includes coverage for surgery, anesthesia, doctor visits, diagnostic X-ray and laboratory, ambulance services, prescription drugs, dental care, medical evacuation, Accidental Death and Dismemberment (AD&D), Hazardous Activities, Lost Baggage & Personal Effects, Post departure Trip Interruption, Repatriation of Remains and more.
Pre-existing: If you are enrolled in a primary insurance, pre-existing conditions are covered like any other illnesses under this plan. It covers both medical services and medical evacuation.
PPO Hospital Network: Blue Cross Blue Shield Association provides a hand-selected network of doctors and hospitals in 190 countries that agree to bill Blue Cross Blue Shield Global Solutions directly. Members have the freedom to choose any international doctor or facility for service
Special Feature 1: Covers emergency medical evacuation up to $500,000.
Special Feature 2: Accidental Death and Dismemberment and Repatriation of Remains benefits up to $25,000, respectively.
Special Feature 3: Covers dental care due to injury and for relief of pain up to $300 per Trip period
Multi Trip Platinum Cost
The premium for visitor insurance depends on several key factors like, higher policy maximum, deductible, age, and longer coverage days. Adding optional benefits or additional coverage will also increase the cost. Conversely, choosing a higher deductible can help lower your overall premium.
Plan Limit: $1,000,000 if covered person is under age 70; or $200,000 if the Covered Person is age 70 through age 95
Age: The plan is available to individuals aged 95 years and younger.
Coverage Days: Multi-Trip plans cover an unlimited number of trips within a 364-day period. These plans cover up to the first 70 days of each trip.
Additional Benefits: Additional benefits include Accidental Death and Dismemberment (AD&D), Emergency family travel arrangements, Hazardous Activities, Lost Baggage & Personal Effects, Post departure Trip Interruption, and Repatriation of Remains.
Multi Trip Platinum Cost
| Age | Policy Max Limit $50,000 |
|---|---|
| From 40 to 49 years | $193 |
| From 50 to 59 years | $243 |
| From 60 to 64 years | $272 |
| From 65 to 69 years | $272 |
| From 70 to 79 years | $328 |
What Coverage & Benefits Are Offered by Multi Trip Platinum Insurance?
Multi trip platinum is an annual plan providing coverage for unlimited trips and for the first 70 days per trip for US residents, who travel outside the US.
The plan highlights:
- $1,000,000 maximum benefit per policy for ages up to 70 years. (For individuals aged 70-95, the Maximum benefit is $200,000). A primary health plan is needed to apply (an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare)
- Emergency medical transportation benefit is up to $500,000
- Repatriation of mortal remains benefit is up to $25,000
- Accidental Death and Dismemberment benefit is up to $25,000
- Up to Maximum benefit of $500 per Trip Period for coverage for Baggage and Personal Effects Coverage (
- Covers hazardous sports activity with a maximum benefit up to $25,000 for downhill skiing and scuba diving.
- Up to $1,000 Maximum per Trip Period for coverage for ground Ambulance Services
- Offers coverage for Dental Care due to injury or relief of pain.
Check the brochure to review the benefits in detail.
Multi Trip Platinum
$193 / mo For age 45 years with $1,000,000 plan and $100 deductible- Annual coverage for an unlimited number of trips. The plan covers up to the first 70 days of each trip.
- Plan maximum limits for $1000,000 up to age 69; $200,000 above age 70 through 95
- Deductible of $100
- Coverage for Hospitalization, ER, Urgent Care, Dr. Office Visits, Prescription Drugs, Pre-existing, ADD, Covid 19
- Maximum Benefit per Trip Period for all Evacuations up to $500,000
- Maximum Benefit up to $25,000 for Repatriation of Remains
- Brochure
How to Claim Single Trip Gold Insurance?
- Written notice of any event which may lead to claim under the Certificate must be submitted within 60 days.
- Fill claim forms with written proof of loss, which must be furnished within 90 days.
- Additional documentation needed for specific coverages like baggage claims and post departure trip interruption claims.
- Benefits payable under the Certificate will be paid immediately upon receipt of satisfactory written proof of loss.
Claims filing address and email:
Blue Cross Blue Shield Global Solutions
Attn: Appeals Department
933 First Avenue
King of Prussia, PA 19406
+1 610 254 5850 / 855 481 6647
FAQs
Plans are available to United States residents, age 95 and younger and enrolled in a Primary Plan. Children under age 6 must be enrolled with their parents. The initial purchase must be made in your home country prior to your departure.
Eligible family members (if applicable) can be your spouse, civil union partner, or domestic partner age 95 and younger, and/or your eligible child(ren) or other eligible dependent(s). Eligible family members must also be resident(s) of the United States and traveling outside the United States and scheduled to spend at least 24 hours away from his/her home.
Yes, if you have primary insurance, pre-existing conditions can be covered like any other condition. It includes medical services and medical Evacuation.
The network consists of board-certified and English-speaking physicians in over 90 countries. Every plan includes unlimited telemedicine services at no extra cost. Connect with a doctor from your phone or tablet wherever you are, whenever you need care.
Yes it covers reasonable charges limited to the Trip Period maximum or $25,000, whichever is less for claims resulting from downhill (alpine) skiing and scuba diving at a depth of 20 meters or less (certification by the Professional Association of Diving Instructors (PADI) or the National Association of Underwater Insurers (NAUI) required or diving under the supervision of a certified instructor).
The application will need the name, date of birth, US address as Home Country address, and email address to send the insurance documents. Applicants will also need to provide the details of the Primary Plan they are enrolled in
Once the application is submitted, an email will be sent to the email address provided on the application which will include links to download the ID card and plan certificate.
If the Covered Person has not cancelled their coverage, then coverage for a trip can extend past the Trip Coverage End Date if the Insured Person’s return is delayed by unforeseeable circumstances beyond their control.
In this event, coverage will be extended, if:
- The Covered Person’s entire original itinerary was covered under this Certificate;
- The Covered Person requests an extension of coverage through the Insurer’s Administrator.
The extension of coverage will end on the earlier of:
- The date the Covered Person reaches their Home Country..
- 7 days after the original coverage period requested and paid for by the Eligible Participant. There is no charge for the Extension of Coverage.
Any date prior to the Effective date of Coverage, applicant may request a full refund of premium. You can cancel your coverage and request a refund by:
- Email: [email protected]
- Call on 855 481 6647
No refunds of premium shall be paid:
- after Your coverage Effective Date: or
- If You havedepartedon your Trip: or
- If any claims have been filed.
In these circumstances, the premium charged is fully earned and is non-refundable.
Emergency Travel Assistance Service
Available 24 hours a day, 365 days a year.
Underwriter of Multi trip platinum Plan
Ever Life International Limited is the underwriter of this plan.