Is visitor insurance necessary for trips under 30 days?

Yes. Even short trips can expose you to expensive medical emergencies in the US. Visitor insurance ensures affordable protection.

How much does short-term visitor insurance cost?

Plans can cost as low as $1–$5 per day depending on age, number of days, policy maximum, and deductible amount you opt for.

Can I buy visitor insurance after arriving in the US?

Yes—most of the plans do allow you to apply for the plan even if you have started your travel and are in the US. However, coverage can begin as early as the next day and cannot be back dated. Illness/injuries that happen prior to the effective date are excluded from coverage as they now become pre-existing conditions.

Does short-trip insurance cover pre-existing conditions?

Pre-existing conditions are typically excluded, but many plans include coverage for chronic or non-chronic acute onset of pre-existing conditions. Review the coverage to understand what can and cannot be covered.