What types of coverage should Canadian seniors look for in a travel insurance plan?

Seniors should look for coverage that includes emergency medical care, hospitalization, trip interruption, medical evacuation, acute onset of pre-existing conditions, and COVID-19-related expenses.

What is the difference between single-trip and annual travel insurance?

Single-trip insurance covers one specific trip, while annual insurance offers coverage for multiple trips throughout the year. Annual plans are ideal for seniors who frequently travel.

Can I extend my travel insurance if I stay longer than planned?

Yes, many insurers offer the option to extend coverage if your stay is prolonged. It is important to contact the insurance company before your policy expires to arrange the extension. Some plans might not be renewable.

What should Canadian seniors do if they need medical treatment while in the US?

If medical treatment is needed, Canadian seniors should seek care at a healthcare facility, show the ID card to the facility for direct payment, or pay for services upfront (if necessary), and contact their travel insurance provider to begin the claims process.