Is it mandatory for J2 dependents to have their own insurance?

Yes. J2 dependents must also carry insurance that meets the same requirements as J1 visa holders. Coverage is not automatically extended from the J1 policy.

Can I use my university’s health insurance plan as a J1 visa holder?

Possibly. Many universities offer plans that meet J1 requirements, but it is important to confirm that the plan includes evacuation and repatriation coverage.

What happens if my insurance does not meet the visa requirements?

You may face visa non-compliance, program delays, or even termination of your J1/J2 visa status.

Is it possible to cancel or change my J1 insurance plan midway through my stay?

Some plans allow cancellation or changes, but terms vary. Refunds may be partial and subject to administrative fees.

How long should I purchase coverage for as a J1 visa holder?

You should buy coverage for the entire duration of your program, including any time between arrival and orientation, or until you depart the US.

What happens if my program is extended—can I extend my insurance too?

Yes. Most J1 insurance providers allow you to extend coverage to the maximum life of the plan. You must do so before the existing policy expires to avoid coverage gaps.