Group Health Insurance

Long term Group Health Insurance for Global Employees

Companies with employees working outside the US find group health insurance providing international coverage invaluable. It is ideal for employees and their families who are outside the US for 6 months or more. Coverage is available to groups of two or more. Long term health insurance that is similar to what is provided in the US, is important to employees used to these benefits at home. This regular and permanent insurance covers employees for sickness and accident related expenses, including wellness benefits, outside the US.

Global benefits include an international provider network, comprehensive coverage and customization that includes a choice of deductible and coinsurance maximum options. Group life and long term disability can also be included with health coverage, if required. Secure online and mobile services allow the insured access to their medical records from anywhere and everywhere. Medical assistance service is provided in multiple languages.

Major medical coverage

US style primary coverage is HIPAA (Health Insurance Portability and Accountability Act) and ERISA (Employee Retirement Income Security Act) compliant

Global Benefits

Coverage is worldwide and the international provider network makes it convenient to find medical help all over the world.

Range of coverage

Doctor office visits, hospitalization, maternity care, medical evacuation and other expenses related to the treatment of illness and injury are covered.

Wellness and Employee Assistance

Preventive care and full featured employee benefit programs designed to improve the personal health and wellness of the employees are available.

Optional Coverage

Group life and long term disability insurance can be included in the plan to provide the employee with complete coverage.

Customization

A range of options for deductibles and out-of-pocket maximums allows the plan to be customized as per the needs of the company and its employees.

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Short term Group Health Insurance

For employees traveling abroad for less than 6 months, short term insurance covers the expenses related to new injuries and illnesses. Hospital stays, visits to the doctor and prescription medications are covered. Emergency medical evacuation and repatriation are also included.

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