Skip to Content

Why is Trip Cancellation as Part of Visitor Insurance so Vital?

Visitor Insurance USA

In 2020, we’ve sat by and watched as the international travel industry has ground to a halt. According to the U.S. Travel Association, this year marked between a 41% and 46% decline in travel spending, representing more than $460 billion in cumulative losses. Many of us have had trips or flights postponed or even canceled outright.

As a result, many big players within the travel and tourism industry are being forced to adjust their long-standing policies to attract customers. This includes amending traditional rules around cancellation and travel delays, as well as safety measures designed to keep staff and customers safe.

Since this is happening in real time, there’s no telling how a policy will change in the future, as companies reserve the right to make changes at any time. The easiest way to protect yourself is to purchase trip cancellation insurance through a reputable travel insurance company.

Today, we’ll discuss trip cancellation insurance, and show you why it’s so vital to protecting your investment.

What is Trip Cancellation Insurance?

As the travel landscape for 2021 is still unknown, international travelers need to prepare for any and all eventualities. That’s why trip cancellation is a key part of travel insurance for USA visitors.

Trip cancellation is an insurance benefit that can cover up to 100% of insured trip costs if you have to cancel your trip for any of the covered reasons. It’s typically available within some travel insurance policies, but conscientious consumers can also purchase it separately.

When Would I Use Trip Cancellation?

Trip cancellation insurance is used to cover the costs of any trip that’s canceled for one of the reasons listed on the policy. These reasons include illness or injury that prevents you from traveling, strikes, severe weather, natural disasters in your home country or destination, or even an unavoidable legal obligation like jury duty.

How to Ensure Trip Cancellation is Included in Your Visitor Insurance

When you’re shopping for visitor insurance for an upcoming trip to North America, it’s important to examine your policy carefully to ensure that trip cancellation is an included benefit. Once you’re sure it’s included, check through the policy carefully to ensure that the reasons for cancellation are reasonable, and are not so specific that they can never be applied.

Before you purchase anything, you should also check to see that your policy will cover cancellation due to COVID-19. In the past, many trip cancellation insurance policies did not cover pandemics, but that has changed in the last year. Now, many travel insurance companies in the USA are covering COVID-19 just like they would any other illness.

You should always double-check your policy before you make a purchase, to ensure you’re covered for any eventuality.

Find the Best USA Travel Insurance at Visitor Guard®

Looking for great travel insurance (including trip cancellation) for your upcoming trip to the United States? Travel doesn’t need to be intimidating when you’re protected with a comprehensive travel insurance policy from Visitor Guard®.

Visitor Guard® makes it easy to buy the right policy, no matter the occasion. Whether you have parents visiting the United States or are coming as part of a group, we have plenty of policies that will protect your health while you’re abroad, as well as the financial investment you’ve made in your trip. Shop online today to get the best policy that’s right for your needs.

Chiranth Nataraj

Chiranth Nataraj

Travel Insurance Expert

Chiranth Nataraj is a licensed insurance agent and the principal at, an independent insurance agency that provides visitor insurance to customers across the United States and the world. With over 20 years of experience, Chiranth has been instrumental in educating the travel community, new immigrants, the international student community, and foreign governments about visitor medical insurance to cover medical expense risks. He has built a team that strives to make the preferred choice for travelers, exchange visitor organizations, and international universities. His insights and expertise have made him a popular industry voice, and he is often featured in USA Today, Forbes, Washington Post, and many more.


Recent posts

Traveling to the US in 2024 requires careful planning, including securing the right travel.

Explore More

When it comes to visitor insurance, comprehensive plans are a popular choice among travelers.

Explore More

When it comes to insurance options, one of the key decisions visitors need to.

Explore More




Back to top