The Visa Overstay Situation

13 June 2019 |

After proposing sensible travel bans during his first year in office, President Donald Trump is now considering limiting or suspending entry to the country for people from nations with high rates of visa overstays.

Trump recently signed a memo in which he directed his administration to examine new ways to limit the number of people overstaying their tourist and business visas.

This move is being seen as the part of a renewed focus on immigration just as the 2020 election campaign is nearing the corner.

visa overstay

The memo says the Trump administration is thinking of developing admission bonds in an effort to improve the compliance policies.

For those of you who don’t know what an admission bond is, it is a fee paid by the people entering the country which is reimbursed when they leave.

Trump also said in a statement that certain laws have to be followed in order to keep Americans safe and to protect the system’s integrity.

He said that this policy is especially important because millions of people around the world are waiting in line to seek the great American Dream which ironically is happening more often now because of lower taxes and the stellar economy.

Several Ideas in Play to Reduce Visa Overstay

According to the nonpartisan Center for Migration Studies, more people are in America who overstay their visas than cross the border illegally.

Countries with high visa overstay rates include Eritrea, Chad, Djibouti, Burkina Faso, Benin, the Solomon Islands, and Liberia.

The Trump memo gives Homeland Security 120 days to come up with recommendations. Interestingly, the memo has also asked for suggestions regarding how long the visas should potentially last.

This idea of controlling travel from high visa overstay countries is part of numerous proposals being considered by officials as they try to placate Trump and most of America who are and who is extremely upset that America’s hospitality has been exploited for decades.

The president is also trying to deliver on the promises he made during the 2016 campaign as the 2020 elections are on the horizon.

It can’t be denied that Trump has come up with some rational ideas in the last couple of years, including his threat to resume the necessary practice of separating migrant children from parents, and shut down the southern border completely.

We now know that many illegal immigrants are crossing the border with children that’s not theirs to gain more sympathy from the system.

In addition to these poignant ideas, he has also administered some subtle tweaks to the legal migration policies.

His plans include having border patrol agents conduct the initial interviews to decide whether migrants seeking asylum have a “sincere fear” of returning to their home countries. At this moment, these interviews are conducted by asylum officers.

That’s not all. The president is also considering targeting the remittance payments sent to their families by people living in the US illegally. The administration may move forward with plans to punish illegals who are costing America billions of dollars by using public benefits such as food stamps.

Food stamps are for actual US citizens who are having a tough go at it and only for a limited period of time.

The Extent of Visa Overstay Problem Highlighted by the White House

According to a press release by the White House, visa overstays have become so rampant that they are now undermining the rule of law and draining resources that are essential to solving the southern border crisis.

Here are the highlights of the press release:

  • Visa overstays are damaging the integrity of the US immigration system.
  • 20 countries have overstay rates of over 10%; some have rates as high as 40%.
  • As of March 2019, there were more than 415,000 individuals in America allegedly still in the country after overstaying their non-immigrant visas in 2018 (fiscal year).
  • Nearly 300,000 total overstays were estimated in the fiscal year 2018 by the countries not part of the Visa Waiver Program.
  • The high number of aliens who are overstaying their period of lawful entry puts an enormous burden on the US immigration and law enforcement officials who are needed to deal with the ongoing crisis at the border.

Trump’s administration efforts to minimize overstays will be strengthened by the president’s memorandum.

  • Under Trump’s leadership, efforts of the Department of Homeland Security led to a reduction in visa overstays from 2017 to 2018 (fiscal year).
  • Advanced biometrics are used by the Customs and Border Protection to confirm the identities of travelers and identify overstays.
  • Customs and Border Protection has already started notifying Visa Waiver Program travelers before their admission period expires.
  • Department of Homeland Security has also reinforced the effectiveness of the Visa Waiver Program by notifying travelers who have overstayed about the consequences for not complying.

Trump Administration Working on Admission Bonds

The Trump Administration firmly believes that visa overstay undermines the integrity of the US immigration system and damages national interest. To address the problem of visa overstay more effectively, President Trump recently issued a detailed memorandum.

The memorandum has called upon the US Department of State and the US Department of Homeland Security to come up with a clear plan to bring down the number of foreigners who continue to stay in the US in excess of their period of authorized stay.

President Trump has introduced the idea of limiting or suspending the visa issuance to visitors from specific countries. In addition, the Trump administration has also proposed the implementation of “Admission Bonds” as a possible means of enforcement.

What is an Admission Bond?

Admission Bond is a monetary disincentive plan to discourage visa overstays by visitors from certain countries, which have a poor record of visa compliance.

In June 2018, a bill (Immigration Integrity Act of 2018) was proposed which sought the establishment of a requirement that all visa applicants should post a bond (for an amount ranging between $2,500 and $10,000).

By way of this bond, the visitor would guarantee that they would depart from the US on or before the date of expiry of their visa, or they would lose the money they committed as a bond. This Admission Bond would only be applicable to non-immigrants from specified countries.

Recently, the memorandum issued by President Trump has called upon the Secretaries of State and Home Security to pursue steps and develop clear measures needed for imposing these Admission Bonds.

The administration considers this a credible way to improve compliance with the all the terms and conditions mentioned in a non-immigrant visa.

The Secretaries are required to deliver a status report to President Trump within 120 days from the date of issue of the memorandum.

To whom will the Admission Bonds apply?

Until now the “Admission Bond” is only a proposed idea put forward by the President and is being worked upon by the Secretaries of State and Homeland Security. No countries have been mentioned by name.

However, one of the possibilities is that only such countries that have a visa overstay rate higher than 10 percent (as listed in the current DHS overstay report) shall be subjected to this new rule.

According to the DHS report, as many as 20 countries are currently above this threshold of 10 percent. These include nations such as Djibouti, Chad, Yemen, Eritrea, Burundi, Palau, Syria, Angola, South Sudan, and Nigeria.

Some immigration experts believe that the ambit of the “Admissions Bond” might be larger than just the top visa violating countries.

The presidential memo says clearly that the goal of the Admission Bond is to address the problem of a very “large number of aliens” that tend to overstay, and ultimately place serious “strain on government resources”.

The memo points out that those resources could be better directed to handle the national emergency situation on the country’s southern border.

Bond Forfeiture and E-bond Enforcement Fund

The initial proposal states that when an individual overstays their visa limit, and forfeits the bond, the money will transferred into a specially created fund called the E-bond Enforcement Fund.

The DHS (Department of Homeland Security) will have access to all the money that gets collected in this Fund. The DHS will utilize this money to:

  • a.Improve compliance with the Immigration Act
  • b.Administer visa enforcement programs

Impact on Travelers From Low Income Countries

The Admission Bond is likely to have a significant financial impact on travelers from low income countries.

In the first place, they may not have adequate spare funds to sign the bond amount. Particularly, if the bond amounts are high (the finalities are yet to be worked out), many travelers may not be able to afford signing the bond.

Visitors from low income countries who cannot avoid visiting the US may choose to undertake loans to fulfill the Admission Bond condition.

In such a situation, if they happen to overstay and end up having their bond forfeited, it could create a serious financial crisis for them back home. In any case, the Admission Bond will expose many visitors from low income countries to greater financial risk.

Why Do You Need to Buy Visitor’s Insurance?

If you are not an American citizen/resident, you cannot buy the same health insurance as American citizens/residents have access to. However, buying short-term health insurance for travelers or Visitors Insurance will protect you from exorbitant medical bills during your time in the US.

This insurance provides coverage for:

  • Visits to the doctor or emergency room (ER)
  • Treatment in the hospital or ER
  • Treatment for life-threatening as well as non-life threatening injuries and illnesses
  • Emergency medical evacuation
  • Prescription drugs
  • Repatriation

As a visitor to the country, you don’t need to worry about the controversial Affordable Care Act but you will have to buy short-term health insurance for your personal protection and peace of mind.

Is the Visitor’s Insurance Really Necessary?

The visitors’ insurance is basically a legal contract and you must read the coverage description (policy wording) as well as the fine print carefully. You should also ask questions to understand the coverage properly.

Here are a few potential inclusions and options regarding a visitors’ insurance policy:

Trip Cancellation

If something unforeseen comes up, and you are unable to go on your prepaid trip for any number of reasons (it could be an accident, illness, a layoff, or death of a close relative), a trip cancellation insurance policy can cover your risk.

However, in order to take full advantage of this part, you will have to buy the travel insurance policy when you start booking the airfare and accommodation – not the week before you depart.

It should also be noted that not all visitor insurance policies cover trip cancellation, and only a handful provides coverage for pre-booked, non-refundable costs if, say, your trip is interrupted after you have left home.

So, take your time to go over the coverage description carefully.

Medical Emergencies and Evacuation

If there is one reason to buy visitors’ insurance, this is it. A single visit to the hospital can cost $10,000 in the US, while the emergency medical evacuation can easily go over $100,000.

As we said before, take your time and thoroughly read this part of your insurance policy. Pay special attention to parts that talk about the coverage for emergency dental treatment, limits on medical expenses, and emergency evacuation.

Also, go over the general exclusions with a fine-tooth comb; these are outlined in the coverage description.

Personal Belongings

You need to understand that insurance companies expect you to take reasonable care of your baggage and personal items.

It means that if your camera is stolen because you left it in your car overnight (in a public parking lot) or in a shared room in a hostel, your claim can be denied.

If you are taking valuable items with you, such as a camera and laptop, some of our travel insurance policies enable you to list these objects to cover their higher value.

You should also check your coverage description and policy benefits to determine if there are limits on this cover or exclusions, especially for sporting equipment, high-value items, and cash.

Returning Early and Resuming Your Trip

Visitors’ insurance typically ends the minute you get back to your home, for example, if you purchased the policy for 9 months and came home after 3, depending on the policy you may be entitled to a reimbursement on the “unused” part of the trip provided there is no claim submitted.

Under some of our insurance plans e.g. Annual plans, you can resume your tour on the same policy but you will not be covered for the time you spend at home.

Again, go over the coverage description and check out the clauses for coverage period and the terms “trip interruption”, “medical evacuation”, or “curtailment”. This will tell you when you may be covered for expenses if you have to return early. Don’t forget to read the coverage exclusions.

Personal Liability

If you are involved in a car accident and are held liable for the damages that may occur, your visitors’ insurance plan might be able to cover your liability as well as any legal expenses depending on the plan.

This coverage is not offered by all travel insurance companies so read the policy description carefully.

Not all Visitor Insurance Plans are the Same

There are different visitors’ insurance policies by different insurance companies in the market, and every single one has its own set of pros and cons. Some offer benefits and exclusions that may be more suitable for your needs, so take your time when reading the policy wording.

If you have any confusion or a question, don’t hesitate to contact a reliable visitor insurance provider. They will help you get the best possible coverage for your travel needs.