Insurance for Knee Surgery

[Client]

Hi,
I was thinking of getting my mom to have her knee surgery done in USA. So I was looking for visitors medical insurance for her as her permanent address is back in India. Please advise whether I can buy any insurance for the above purpose.

Looking forward for your reply.

Thanks

[Moderator]

Greetings,

Thank you for your email.

Pre existing conditions are typically not covered under any of the plans. So the surgery will not be covered. Atlas America plan can provide you with coverage for a sudden and an “acute onset of a pre existing condition” up to $50,000 for ages under 70 years. Treatment must be received within 24 hours of onset of the condition. It will not cover routine prescriptions or planned medical procedures for a pre existing condition.

You can purchase the Atlas America plan at https://www.visitorguard.com/apply/atlas-travel-plan/

You can review the Atlas America brochure at https://www.visitorguard.com/docs/atlas-plan/