Medical Insurance

[Client]

Hello,

We need to send some of our employees to the US and I want to check whether this visitor insurance is the equivalent of travel insurance in that it gives access to emergency healthcare? Or it gives more routine healthcare access like visits to the doctor like the standard local US medical insurance plans would?

[Moderator]

The plans at https://www.visitorguard.com/health-insurance/ can provide coverage for doctor visits, Urgent care, hospitalization etc. as described in the benefits section in the brochure. You can see a doctor/ medical professional for medical conditions that arise after the effective date of the policy and are not linked to a preexisting condition. These plans do not provide coverage for maternity, preventative care (i.e. annual exams) or preexisting conditions (doctor visits, prescription drugs refill, lab work etc. ) You can find a complete list of exclusions in the brochure.

How many employees would be travelling and what would be the duration of travel? If there are more than 5 employees travelling we could set you up with group coverage.