Enquiry for Health Insurance

[Client]

Dear Sir/Madam,

I will be a visiting scholar in IOWA state University. Now I am in China. I want to buy health insurance from Inbound USA.

I will stay in USA for one year (perhaps from 350-370 days).

The international student and scholar office give me a list about the insurance as below:


1.Coverage must be in effect on or prior to date of arrival to the United States and remain in force for the duration of your stay at Iowa State University

2.Medical benefits: $50,000 minimum per accident or illness

3.Repatriation of remains in the amount of $7,500 minimum

4.Medical evacuation coverage in the amount of $10,000 minimum

5. Annual deductible not to exceed $500

Could you give me an advice? Which plan of the insurance provided by Inbound is the best for me?

[Moderator]

Greetings,

Thank you for your email.

The Inbound USA cannot be renewed beyond 364 days but can be re purchased again once you go back to your home country for one month.

If you prefer a comprehensive policy, you can consider the Patriot Exchange policy. This policy meets all the J visa insurance requirements and can be renewed up to 48 months.
You can review the brochure for benefits at http://www.visitorguard.com/docs/patriot-exchange-plan/ and get quotes as well as apply for the policy at http://www.visitorguard.com/apply/pa...exchange-plan/

Thanks!

[Client]

Hi

Thanks for your reply! If I buy an insurance provided by the university or another insurance corporation, can I buy the insurance from Inbound when I am in USA?

[Moderator]

Greetings,

Thank you for your email.

Yes you can buy the Inbound USA or the Patriot Exchange when you are in the US. As for the University insurance, please confirm with your University. If you need proof of insurance to show, to get your visa you will have to apply for the policy before you travel.

Below are links to both the Inbound USA and the Patriot Exchange policy:

Option 1: Inbound USA: (not renewable after 364 days, has pre defined limits on coverage)
You can get quotes as well as apply for the policy online at http://www.visitorguard.com/apply/inbound-usa-plan/
You can review the brochure for benefits at http://www.visitorguard.com/docs/inbound-usa-plan/

Option 2: Patriot Exchange (Meets all the J visa requirements, renewable after 364 days)
You can get quotes as well as apply for the policy online at http://www.visitorguard.com/apply/pa...exchange-plan/
You can review the brochure for benefits at http://www.visitorguard.com/docs/patriot-exchange-plan/

Thanks